Track daily expenses, recurring subscriptions, and travel expenses all in one place. Karma is a manual expense tracking system designed to build a healthy spending habit.

Low-friction manual tracking

Break the cycle of automated systems that you forget about. Manual tracking helps you think before you spend. Karma’s low-friction, 2-step flow makes manual tracking quick and easy, helping you stay mindful of your spending.

Flexible monthly budgets

Stay on track without feeling restricted. Unused budgets roll forward, giving you the flexibility to save or spend more as your needs change.

Track recurring subscriptions

Track recurring subscriptions and receive timely reminders for upcoming charges. See your total spending on any service at a glance.

Currency conversion

Track your travel expenses in any foreign currency with ease. We support over 150 currencies, all available for free.

Widgets, Controls, Siri, Shortcuts

Designed to fit perfectly into your Apple ecosystem. Use Widgets and Controls for 2-step expense tracking, log expenses with Siri, or customize Shortcuts to suit your workflow.

Works beautifully on Apple Watch

Track your spending directly from your wrist. With customizable Complications and Widgets for your Smart Stack, Karma ensures you can manage expenses with just a few taps.

Privacy

Your data stays secure. Karma syncs seamlessly across iPhone and Apple Watch via iCloud, with no third-party access or bank account linking required.

Privacy policy: https://www.inthemiddle.dev/karma/privacy-policy Terms and conditions: https://www.inthemiddle.dev/karma/terms-and-conditions