RetireSpan: Retirement Planner

See exactly how long your retirement savings will last. Free health score, longevity projection & 3-bucket planner. No jargon. Just clarity.

Will your retirement savings last long enough?

RetireSpan gives you a clear, honest answer — and shows you exactly what to do if they won't.

Most retirement apps are built for growing your money. RetireSpan is built for spending it wisely. If you're 55–65 and approaching retirement, this is the app you've been missing.

YOUR RETIREMENT HEALTH SCORE: See instantly whether your plan is on track. Your personal score (0–100) tells you at a glance if your savings will last, with a clear breakdown of what's working and what needs attention.

HOW LONG WILL YOUR MONEY LAST? Enter your savings, your monthly income goal, and your retirement date. RetireSpan projects exactly how many years your portfolio will last — and what age you'll run out if you don't adjust.

THE 3-BUCKET STRATEGY: The bucket strategy is the gold standard of retirement income planning. RetireSpan helps you split your savings into three buckets:

• Cash (1–2 years of expenses): your short-term safety net
• Bonds (3–10 years): steady income while your stocks grow
• Stocks (10+ years): long-term growth to beat inflation

Get monthly reminders when your cash bucket needs a refill — so you never have to sell stocks at the wrong time.

THE SIMULATOR: Adjust your withdrawal amount, expected return, and inflation rate — and watch your projection update in real time. Ask "what if?" and get an immediate answer.

MONTE CARLO SIMULATION: Don't rely on a single projection. RetireSpan stress-tests your plan against 1,000 randomized market scenarios — giving you a real probability of success, not just a best-case estimate.

"Your plan succeeds in 72% of scenarios." That single number tells you more than any spreadsheet.

SCENARIO COMPARISON: See how small changes move the timeline. Compare your current plan against a lower-spend scenario and a higher-inflation scenario — side by side.

SOCIAL SECURITY OPTIMIZER: Claiming Social Security at 62 vs 70 can mean hundreds of dollars difference per month — for the rest of your life. RetireSpan shows you exactly how each claiming age changes your monthly benefit, so you can make the right call.

PDF REPORT: Export a clean, professional summary of your retirement plan to share with your financial advisor, your spouse, or just to keep for your records.

BUILT FOR PEOPLE WHO ARE ALMOST THERE: RetireSpan isn't for day traders or crypto investors. It's for people who have spent 30 years building a nest egg and now need a clear, calm plan for spending it wisely.

No jargon. No noise. Just clarity.

IMPORTANT NOTE: RetireSpan is a planning and educational tool. It does not provide personalized financial advice. Always consult a qualified financial advisor before making major retirement decisions.

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