Shweta Goyal

The app enables users to create financial goals and priority based SIP plan with 8 simple steps.

Fill Investor Details: Share your personal details, family profile, income, assets, and liabilities. This gives your advisor the full picture needed to build a plan that's truly yours.

Add Your Goals: Every good plan starts with knowing the destination. Define what matters most — retirement, your child's education, a home, starting a business — and set a target year and amount for each. Your entire SIP strategy is built around these goals, so adding them first ensures every rupee has a purpose.

Take Risk Assessment: A 10-question quiz that calibrates your comfort with market volatility. Your score sets the return rates and asset allocation used across your entire plan — skipping this means your projections are based on defaults, not your actual risk appetite.

Add Existing Investments: Link what you already own — mutual funds, PPF, EPF, LIC, NPS, property. These are mapped to your goals so the plan credits what you've already built and only asks you to invest the gap, not start from zero.

Plan Your SIP: Review the recommended monthly SIP for each priority — High, Medium, and Low. Tune the amount, return rate, step-up %, and horizon until the numbers match what you can realistically commit to each month.

Commit Your SIP: Run a year-by-year cashflow simulation to see exactly when each goal is funded. Once you're confident in the projection, commit — this finalises your plan and unlocks your personalised investment roadmap.

Review Proposed Investments: Your advisor will recommend specific mutual funds for each priority bucket. Review the proposed allocation — fund names, amounts, and rationale — and confirm alignment before any money moves. You stay in control at every step.

Furnish Mutual Fund Account Opening Details: Complete the SEBI-mandated KYC form to enable actual investment transactions. This covers identity, address, financial background, and nominee details — takes about 5 minutes and keeps your account fully compliant under DPDP Act 2023.