Sippy: AI SIP Planner

Plan smarter, grow faster.

Make investing feel like a game.

Sippy is the playful, cartoon-styled SIP calculator built for every Indian investor - from curious beginners to confident planners. Meet Sippy, your animated investment companion who reacts to every slider drag, celebrates your milestones with confetti, and whispers smart insights so you always know what your money is doing.

CALCULATORS THAT COVER IT ALL

SIP Calculator Enter your amount, expected return, and duration - see exactly how your wealth grows. Drag a slider and watch your future change in real time.

Step-Up SIP Set an annual increase (e.g. 10%) and see how much more wealth your salary hikes build over time.

Lump Sum Calculator Got a bonus, inheritance, or idle savings? See what a one-time investment compounds to. Simple, fast, beautiful.

Goal Mode (Reverse SIP) Want Rs.1 Crore? Enter your target and Sippy tells you exactly how much to invest every month.

Inflation-Adjusted Results Toggle "Show in today's Rs." to reveal what your future corpus actually buys in real terms.

Year-by-Year Breakdown A full yearly growth table: invested, interest earned, and portfolio value at every step.

FEATURES YOU WON'T FIND ANYWHERE ELSE

Ask Sippy - Powered by Apple Intelligence Ask anything: "Should I increase my SIP?" "What does my Rs.50K bonus do in 15 years?" Get conversational, personalised answers - 100% private, zero data leaves your device.

My Current SIPs Track your real investments in one place. See invested so far, current value, and projected wealth.

Save & Revisit Bookmark calculations with a name ("House Fund", "Retirement"). Come back any time to compare and plan.

Share Your Wealth Card Beautiful, Instagram-ready result cards to share on WhatsApp and Stories.

Celebrations That Feel Good Hit a milestone? Sippy dances, confetti bursts, your wealth number pulses in gold.

CRAFTED FOR APPLE

Built natively with SwiftUI - buttery smooth everywhere Apple Intelligence for on-device AI - your data never leaves your iPhone SwiftData for blazing-fast local persistence Swift Charts for beautiful data visualization Supports Dynamic Type and VoiceOver Liquid Glass design on iOS 26

BUILT FOR INDIA

Indian number formatting - Rs. with lakhs and crores, always Sensible defaults - Rs.5,000/mo, 12% return, 10 years Works fully offline Available in English Made with love in India

ABOUT ADS

The free version shows small banner ads to keep Sippy free for everyone. Upgrade to Sippy Pro to remove ads and unlock all premium features. We request your tracking permission via Apple's ATT prompt - you can decline and still use the app with non-personalised ads.

Whether you're investing your first Rs.500 a month or planning your path to Rs.1 Crore, Sippy makes the numbers click - and makes the journey feel worth celebrating.

Download free. Start growing.