entitlemate

entitlemate runs five sets of Australian government rules simultaneously - tax, childcare, housing, government payments, and safety nets - against your household profile.

The result is something you cannot get anywhere else: a single, real number that shows exactly where your family stands.

Here is why that matters.

Young Australian families are plugged into a series of payments and programs - Child Care Subsidy, Family Tax Benefit, Paid Parental Leave, rent assistance, health cards - each with its own complex rules and eligibility thresholds. Individually, they are hard enough to understand. Together, they create a web of dependencies that no single calculator can solve.

Until now, the process has been the wrong way around. You start with your life, then search through each set of rules trying to work out what you are entitled to. entitlemate reverses that. You enter your profile once, and the logic works out everything for you.

It gets extraordinary when things change.

Remove a partner and $100,000 of income from a household, and watch four payments appear, a subsidy increase, and four safety nets switch on - instantly. Add a day of childcare, change a rent amount, model a pay rise - every rule recalculates in real time across every program simultaneously.

That is the power of running the rules together instead of one at a time.

WHAT IT COVERS

• Child Care Subsidy (CCS) - Including the 3-Day Guarantee, activity test, hourly caps, and the multi-child Higher Subsidy.
• Family Tax Benefit - Parts A and B with income tapers and Commonwealth Rent Assistance.
• Income Tax - Stage 3 rates, Medicare Levy, LITO, and HECS repayments.
• Mortgage and Rent - Real repayment tracking and rate sensitivity analysis.
• Safety Nets - Health Care Card, PBS Safety Net, Medicare Safety Net, and CDBS eligibility.

PRIVACY BY DESIGN

entitlemate is a digital twin simulator. We never access bank accounts, Centrelink, or any external system. Your data is encrypted and yours to delete at any time. Every calculation cites its legislative source.

This is logic, not advice.

Built on legislation current to the 2025-26 financial year. Available on iPhone, iPad, and web.