Simfi: Canadian Finance

Built for Canadians. Track your TFSA, RRSP, and FHSA, see your real tax picture, and know where every paycheque goes. Private, ad-free, no bank login required.

Simfi is a personal finance app built specifically for Canadians. It turns your take-home pay into a clear plan across the accounts that matter here, TFSA, RRSP, and FHSA, with budgeting, goal tracking, and a tax picture tailored to your province and employment type.

WHAT SIMFI DOES

• Budget your paycheque: see a clear Needs, Wants, and Savings split, customize it, and track Plan vs Actual every month.
• Track your accounts: follow your TFSA, RRSP, and FHSA contributions against your CRA room and lifetime limits.
• Project your wealth: see how following your plan compares to doing nothing, right up to your target retirement age.
• Understand your taxes: a dedicated Tax Summary shows your marginal and effective rates, CPP and EI deductions, and opportunities, based on your employment type and province.
• Reach your goals: contribute to TFSA, RRSP, and FHSA, pay down variable debt, and work toward early retirement.
• Import your expenses: bring in transactions from any bank CSV with a simple column mapping.

BUILT FOR CANADA Simfi understands RRSP, TFSA, FHSA, CPP, EI, and provincial tax brackets across every province and territory. It supports five employment types: full-time, part-time, self-employed, student, and on EI or between jobs.

PRIVATE BY DESIGN No ads. No bank login required. Your data is stored securely in Canada.

Simfi is for informational and educational purposes only and is not financial, tax, or investment advice. All figures are estimates. Please consult a qualified professional for advice specific to your situation.