Chlytix

Chlytix helps you track loans and credit cards in one place, understand how interest accumulates, and build a payoff plan that fits your budget.

Add your debts with balance, APR, and minimum payment, then compare payoff strategies like Avalanche and Snowball. See your projected payoff timeline, estimated payoff date, and interest cost—so you can make more informed payment decisions.

Key features:

• Debt tracking for loans and credit cards

• Payoff strategies: Avalanche and Snowball

• Extra payment controls to explore “what‑if” scenarios

• Insights and alerts to highlight high APRs and potential underpayment risks

• Visual dashboards: balance breakdown and payoff trend charts

• Export data as CSV for your own records Privacy-first by design:

• No account required

• No analytics SDKs

• Your data stays on your device

• Export and delete your data anytime from Settings Disclaimer: Loan Optimizer provides educational simulations only and is not financial, legal, or tax advice. Results are estimates based on the information you enter and simplified assumptions.