Casita: Mortgage Calculator

Honest mortgage calculator in English & Spanish. Payment, amortization, closing costs, FHA/VA/conventional. Live rates. No registration. No bank behind it.

Casita · Honest mortgage calculator

Knowing how much a house really costs shouldn't take 30 minutes and a dozen browser tabs. Casita calculates your monthly payment, breaks down the full amortization schedule and compares real loan products — without asking for your email, your phone number or any other personal information.

WHAT YOU CAN DO

· Calculate your monthly principal & interest payment instantly · See the full amortization table, month by month, with chart · Compare conventional, FHA, VA and ARM loans side by side · Estimate closing costs (origination, appraisal, title, escrow, taxes) · Find out how much home you can afford (28/36 front/back-end DTI rules) · Decide between buying and renting with the opportunity cost of your down payment baked in · Estimate rental yield if you'd rent it out · Project how much you save with extra principal payments · Check 30-year fixed and ARM rates, updated daily · Save scenarios locally — no account required

REAL DATA, OFFICIAL SOURCES

Freddie Mac MORTGAGE30US for the benchmark 30-year fixed. Federal Reserve H.15 release for ARM indexes. Lender rates refreshed weekly.

OUR VALUES

· Independent. No bank owns us. · No mandatory sign-up. · Mathematically correct — French amortization, APR via Newton-Raphson. · Honest ads via AdSense, with your consent.

BUILT FOR 6 COUNTRIES

USA · Spain · Mexico · Argentina · Colombia · Chile

Each country with its local currency, terminology and regulation: conventional/FHA/VA in the US, Ley 5/2019 in Spain, Infonavit in Mexico, UVA in Argentina, Mi Casa Ya in Colombia, DS1/DS49 subsidies in Chile.

Built in Madrid, in Fraunces, with care. casitacalc.com