Moni by Koodooka

Moni is your AI-powered financial companion — a smart, supportive friend who helps you navigate your financial life through natural conversation.

CHAT ABOUT YOUR MONEY Ask Moni anything in plain English: "How do I save for a house deposit?", "What should I know about opening an ISA?", or "Help me plan my finances for the year." Moni responds with genuinely useful guidance — not jargon.

TALK, DON'T TYPE Send voice notes and Moni understands — just like chatting with a friend.

GUIDED FINANCIAL JOURNEYS Moni walks you through real financial milestones step by step: • Buying your first home • Opening an ISA • Getting started with investing • Switching bank accounts • And more — from starting a business to planning for a baby Track your progress, discuss each step with Moni, and move forward with confidence.

GOALS, STREAKS & REWARDS Stay motivated with built-in gamification: • Daily check-ins build your streak • Earn coins for completing challenges and milestones • Collect badges as you progress • Accept new challenges tailored to your journey

REMEMBERS YOUR CONTEXT Moni learns what matters to you and picks up where you left off. No repeating yourself.

SECURE BY DESIGN • Phone number verification with OTP • Biometric login (Face ID & Touch ID) • Configurable auto-lock • Bank-grade encryption

Moni is built by Koodooka. We believe everyone deserves a financial companion that's smart, supportive, and actually enjoyable to use.

Questions or feedback? Reach us at support@koodooka.com.