Monni: AI Money Tracker

See what you can spend after rent, bills, loans, card payments, and cushion. Monni turns money activity into clear Moments.

Monni shows what you can safely spend after upcoming bills, card payments, loans, rent, and cushion.

Your bank balance can look available while real-life obligations are already waiting. Monni helps you understand the difference by turning spending, income, bills, accounts, assets, debts, and net worth into one clear money picture.

Use Monni to see your spending room, follow your Flow timeline, keep your Vault organized, and read plain-language Moments that explain what changed and what deserves attention next.

What Monni helps you do:

• Know what you can spend after upcoming obligations • Track bills, rent, card payments, income, and statements • View spending, income, and recent activity in Flow • Keep accounts, cash, assets, debts, investments, and net worth in Vault • Add transactions, bills, assets, liabilities, and statements manually • Connect accounts with read-only access when you want automatic updates • Read Monni Moments that turn money activity into clear stories • Review weekly and monthly recaps without building a spreadsheet budget

Monni is built for people who want money clarity without turning personal finance into a daily chore. Start manually, connect accounts when you are ready, and check the number that matters before you spend.

Monni is a read-only financial clarity app. It cannot move money, make payments, trade securities, or provide financial, investment, tax, or legal advice.