Money Wallet - Loan & Debt

Track every expense in 3 taps. Built-in Loan Calculator with full amortization schedule & Compound Interest Calculator. 100% offline — no account needed.

Money Wallet is the fastest way to track your daily income and expenses — and the only expense app with a full Loan Calculator and Compound Interest Calculator built right in.

----- LOAN CALCULATOR ---------------- Planning to buy a house, car, or take out a bank loan? Money Wallet shows you exactly what you'll pay.

• Two repayment methods: – Equal Installment (annuity): same fixed payment every month – Equal Principal: fixed principal, interest decreases each month

• Enter loan amount, annual interest rate, and term (up to 30 years / 360 months) • Instant results: monthly payment, total interest, total repayment • See what percentage of your repayment is interest — visualized as a progress bar • Full amortization schedule: scroll through every month's principal, interest, and remaining balance • Switch between Monthly and Yearly views • Scrollable bar chart showing principal vs interest month by month

----- INTEREST CALCULATOR ----------------- Find out how much your savings or investment will grow over time with compound interest.

• Formula: A = P(1 + r/n)^(nt) + monthly deposit × [(1 + r/n)^(nt) − 1] / (r/n) • Choose compounding frequency: Annually, Quarterly, Monthly, or Daily • Add a monthly deposit to simulate regular savings contributions • Project growth over 1 to 50 years • Area chart: watch your contributed capital vs earned interest grow year by year • Bar chart: monthly principal vs interest breakdown • Full breakdown table with monthly and yearly tabs

----- EXPENSE TRACKER -------------------------- • Record an expense in 3 taps — amount, category, done • Income, expense, and transfer transactions • Multiple wallets: cash, bank account, e-wallet (MoMo, ZaloPay…) • Monthly budget planning with per-category limits and progress tracking • Recurring transactions — set once, recorded automatically • Saving goals and debt tracking • Spending-by-category donut chart and monthly cash flow summary • Export to CSV or PDF

----- WHY MONEY WALLET ------------------------- • 100% offline — all data stored on your device, never uploaded • No account, no sign-up — open the app and start in seconds • VND-native: custom integer numpad, no decimal confusion • Supports English, Tiếng Việt, 中文, 日本語, Français, Español, Português • Built with SwiftUI and SwiftData — fast, private, and battery-friendly • Dark mode and Light mode

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/