Kippit

Kippit is a clean, native iPhone expense tracker.

Kippit is a clean, native iPhone expense tracker designed around three questions: What did I spend today? What repayments are coming up? What will this month actually cost me?

FAST DAILY LOGGING Tap a favorite and it's done — amount, category, and payment method fill automatically. Full calculator-style numpad for new amounts. Backdate entries if you forgot to log earlier.

PAYMENT METHODS Track which expenses go on Visa, Mastercard, Amex, Octopus, PayMe, or cash. See exactly how much is sitting on each credit card before your bill arrives.

REPAYMENT TRACKING Credit card repayments and mortgage payments are tracked separately so they never inflate your spending totals. Every view shows dual totals: spending only, and total cash out.

SCHEDULED ENTRIES Set up recurring expenses (bus pass, school fees, subscriptions) and repayments (mortgage, credit card due dates). They appear as upcoming entries in your ledger, so nothing is missed.

MONTHLY ESTIMATE See your projected month-end total: what you've spent plus what's still scheduled plus a projection based on your recent daily average.

REMINDERS Get notified before scheduled payments are due. Set a daily nudge to log your expenses.

LOCK SCREEN WIDGET Today's spend and your next due payment, always visible without opening the app.

SIRI SHORTCUTS "Log expense $12" — log without touching your phone.

FULL PRIVACY Everything is stored on your device. Optional iCloud sync keeps your data safe across devices. No account required. No ads. No data sold. Ever.

EXPORT Export your data as JSON or CSV to use in spreadsheets or other tools.