Equator: Expense Tracker

Multi-currency accounts, smart budgets, investment portfolios, and AI-powered insights. Your complete financial life, beautifully organised in one place.

Equator is a personal finance app designed for people who manage money across multiple currencies. Track your spending, set budgets, monitor investments, and get AI-powered insights, all from one app. No account required.

EXPENSE & INCOME TRACKING

Log expenses, income, refunds, and transfers with ease. Support for 150+ world currencies with live exchange rates. Set up recurring transactions or installment plans with automatic scheduling. Every transaction is categorized, searchable, and stored locally on your device.

MULTI-CURRENCY ACCOUNTS

Create accounts for cash, bank accounts, savings, credit cards, debit cards, and prepaid cards. Multi-Currency Accounts hold balances in multiple currencies simultaneously, perfect for travelers and expats. Credit cards include billing cycle tracking with statement dates and payment due reminders.

SMART BUDGETS

Set monthly budgets at the overall, category, or subcategory level. See exactly how much you've spent and what's remaining, with automatic currency conversion to your home currency. Stay on track without the spreadsheets.

INVESTMENT PORTFOLIO

Track stocks, ETFs, precious metals, and crypto in one place. Log buys, sells, stock splits, and dividends. View market prices, profit and loss, and moving average cost basis, all converted to your home currency.

EQQIE, AI FINANCE ASSISTANT

Chat with Eqqie to log transactions, manage budgets, and get spending insights using natural language. Just say "spent 12 on lunch" or "how much did I spend on groceries this month?" Eqqie can also propose edits, deletions, and budget changes. Every action requires your confirmation before it takes effect.

BACKUP & EXPORT

Automatic iCloud backups keep your data safe. Export transactions and investments to CSV for your accountant or personal records. Full backup and restore with one tap.

PRIVACY

Your financial data is stored locally on your device. No login, no email, no Apple ID required. When you use the AI assistant, your recent financial data is sent to our server and Google's Gemini API to generate a response. Your name, email, Apple ID, and IP address are never transmitted. You can disable the AI assistant at any time in Settings.

FREE FEATURES

Expense and income tracking Budgets and categories Multi-currency support with live rates 1 stock ticker with full portfolio functionality Built-in currency converter 5 AI prompts per day

PRO (ONE-TIME PURCHASE)

Unlimited accounts, budgets, and recurring transactions iCloud backup and CSV export

PREMIUM (MONTHLY SUBSCRIPTION)

Everything in Pro 200 AI prompts per day Unlimited stock tickers with frequent price updates

SUBSCRIPTION TERMS

Equator Premium auto-renews monthly at SGD 6.98 (or local equivalent). Cancel anytime in your iPhone's Settings, [Your Name], Subscriptions, at least 24 hours before the renewal date.

By downloading and using Equator, you accept our Privacy Policy and Terms of Use.

Privacy Policy & Terms of Use: https://lttl97.github.io/equator-support/#privacy