ChurnLogic

ChurnLogic is your command center for credit card rewards. Whether you're chasing your first signup bonus or juggling a dozen cards, it tracks the things that actually cost you money to forget: minimum-spend deadlines, annual fee dates, and when you're eligible for your next card.

WHAT IT DOES • Add cards your way. Auto-import from a credit report to build your list in seconds, or add cards by hand from our catalog. Importing is always optional. • Never miss a deadline. Automatic reminders for minimum-spend windows and annual fee dates, so you keep the bonus and cut the fees you don't want. • Smart next-card picks. Personalized recommendations based on the cards you already hold and your goals. • Spend tracking. See exactly how much more you need to spend to hit each signup bonus. • 5/24 awareness. Know where you stand before you apply. • Downgrade options. Find product-change paths to avoid annual fees without closing accounts. • Learn the game. Built-in guides on bonuses, transfer partners, and rewards strategy.

PRIVATE BY DESIGN Your credit report is parsed entirely on your device, and we never store your SSN or full account numbers. Prefer not to import one? Add all your cards manually instead. The import is completely optional.