Cardzen: Credit Card Rewards

Try Pro free for 1 month. AI tells you exactly which card to swipe for every purchase. Stop leaving rewards on the table. Cancel anytime.

Your credit cards, optimized.

You carry multiple credit cards. But do you actually know which one to pull out at the grocery store? At the gas pump? Booking a flight? Cardzen does.

Cardzen is an AI-powered credit card assistant that analyzes your entire card wallet and tells you the best card to use for every single purchase. No more guessing. No more leaving points on the table.

HOW IT WORKS

1. Add your credit cards to your Cardzen wallet
2. Ask anything, like "Which card should I use at Whole Foods?"
3. Take action with commands like "Mark my dining credit as used"
4. Get insights like "Have I been doing a good job using my Amex Gold credits?"
5. See which credits are expiring soon, with the most pressing ones always front and center

KEY FEATURES

• Smart Recommendations: tells you the optimal card for every spending category based on your full lineup • Credit Tracking: see which credits are expiring soon, sorted by urgency, and mark them as used right in the chat • Actions in Chat: say "mark my airline credit as used" or "add a new card" and it's done instantly • Stats and Insights: ask "how am I doing on my Amex Gold credits?" and get a full breakdown of your usage • Your Wallet: all your cards, benefits, and reward rates in one clean dashboard • Wallet Guide: see your top tracked card multiplier by spending category at a glance, with purchase-type details, offline access, and nearby iPhone recommendations when available • Daily Zen: personalized daily insights to help you get more from your cards • Reminders: opt-in iOS notifications nudge you before a Pro statement credit expires, with free card renewal reminders for everyone

WHY CARDZEN?

The average premium cardholder leaves up to $1,500 in credits and points on the table every year. Forgotten airline credits. Wrong card at the wrong store. Expired perks. Cardzen fixes all of that. Your dashboard shows the most pressing credits first, and the AI tells you the right card every time.

BUILT FOR CARD ENTHUSIASTS

Whether you carry 3 cards or 15, Cardzen understands the nuances of every rewards program, bonus category rotation, and statement credit cycle. Ask it questions, tell it to update your credits, or ask how you have been doing. It handles recommendations, actions, and insights all in one conversation. It is like having a credit card expert in your pocket.

PRIVACY FIRST

Cardzen doesn't connect to your bank or collect full card numbers, CVVs, bank account numbers, or bank login credentials. Add the cards you carry and Cardzen loads their rewards, credits, and perks. Cardzen uses Google Gemini, OpenAI, Google Cloud Text to Speech, and LangSmith to power AI features and AI quality monitoring. We never sell your personal financial details or share identifiable data with advertisers.

PRICING

Cardzen is free to download and use. Pro subscriptions unlock credit tracking, AI actions, Daily Zen insights, analytics, natural AI voice playback, and the upgraded AI model.

Pro Monthly: $3.99/month Pro Yearly: $29.99/year

First-time subscribers get a 1 month free trial. Trial automatically converts to a paid subscription unless cancelled at least 24 hours before the end of the trial period.

Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew at the same price unless cancelled at least 24 hours before the end of the current period. You can manage and cancel your subscriptions in your App Store account settings.

Terms of Service: https://cardzen.ai/terms Privacy Policy: https://cardzen.ai/privacy