SmartSEP

The only tool that tells you which Medicare SEPs apply — before you quote. Built for licensed agents. County-level accuracy. Filtered to your carriers.

Know if your Medicare lead qualifies for a Special Election Period — before you quote. SmartSEP checks every SEP in seconds based on the beneficiary's MARx data, filtered to your carrier appointments and county.

Stop guessing. Stop flipping through CMS guidelines. Enter 5 data points, answer a few targeted questions, and get a clear list of every SEP that applies — with enrollment windows, plan types, and verification requirements.

WHAT SMARTSEP DOES

Enter basic beneficiary info — Part A/B dates, date of birth, zip code, current plan, Extra Help status. SmartSEP's adaptive engine instantly eliminates every SEP that can't apply. Then answer only the relevant probing questions for that specific situation. No generic checklists — only questions that matter.

The result: confirmed SEPs with exact enrollment windows, eligible plan types, verification methods, and situation details. Plus upcoming SEPs that haven't opened yet — so you know exactly when to follow up.

KEY FEATURES

— 28 CMS-recognized SEPs covered and growing — Adaptive 2-phase engine eliminates impossible SEPs before you answer a single question — Future SEP detection: see when upcoming enrollment windows will open — Geography-aware: zip code resolves to county, state, and local plan availability — Carrier filtering: only see plans from carriers you're appointed with — Complete details: windows, plan types, verification, situation numbers — Save, resume, and track every determination — Full history synced across devices — Premium dark interface built for professional use

WHO THIS IS FOR

Licensed Medicare sales agents, brokers, and field marketing organizations working with Medicare Advantage, Part D, D-SNP, C-SNP, and Special Needs Plans.

PRICING

Free: Limited daily determinations at no cost Pro: $29.99/month for unlimited determinations

SmartSEP is a decision-support tool. Verify all SEP determinations against current CMS guidelines before taking enrollment action.

Terms of Use (EULA): https://smartsep.net/eula.html