PAKTUO

PAKTUO now notifies you when someone records expenses, payments, or debts with you or in your groups.

PAKTUO helps people keep shared money, agreements, and contact balances clear.

Create documented agreements, track shared expenses, manage direct balances with contacts, and review pending items before they affect your records. Everything is designed to reduce misunderstandings and keep both sides aligned.

With PAKTUO you can:

• Create clear agreements with amounts, dates, and terms.
• Track direct balances with linked contacts.
• Add shared expenses in circles.
• Review pending items by contact or circle.
• Set up recurring direct charges for linked contacts.
• Keep movement evidence in one place.
• See balance history in a simple, organized way.

Recurring charges do not process real money automatically. They create pending balance entries so both sides can keep a transparent record.

PAKTUO is built for transparent, human agreements that are easy to follow.