PairPay

PairPay makes sharing expenses with your partner simple, fair, and stress-free. Whether you keep separate finances or share a joint account, PairPay has a mode built for how you actually live.

SPLIT MODE: FOR COUPLES WITH SEPARATE FINANCES Track every shared expense and always know who owes what. PairPay splits costs proportionally based on your agreed ratio, so the math is never left to one person to figure out. Settle up whenever you're ready and start fresh.

SHARED MODE: FOR COUPLES WITH A JOINT ACCOUNT Pay shared expenses on whichever card or cash you have handy, and let PairPay track what you've each fronted. When it's time to reimburse yourself, log a withdrawal and your balance resets. No statement cycles. No spreadsheets. Just a running total that reflects reality.

BUILT FOR TWO

• Invite your partner with a simple code and stay in sync in real time
• See your partner's expenses alongside your own in a shared activity feed
• Get notified instantly when your partner logs an expense or makes a withdrawal
• Switch between Split and Shared-Pot mode anytime, without losing your history

EXPENSE TRACKING

• Log expenses quickly with amount, date, category, and optional notes
• Choose from 12 categories: Dining Out, Groceries, Rent/Mortgage, Utilities, Transportation, Healthcare, Entertainment, Vacation, Household Items, Pet Care, Gifts & Donations, and Miscellaneous
• Your expenses are yours to edit; partner expenses are read-only, keeping things fair and dispute-free

YOUR BALANCE, YOUR WAY

• Shared mode shows your total balance with a per-payment-method breakdown
• Withdraw from your joint account to reimburse yourself and reset your balance
• Undo the most recent withdrawal per payment method if you need to make a correction

PairPay is designed for real couples with real financial lives. Whether you're splitting a dinner tab or managing a shared account you've had for years, PairPay keeps both of you on the same page without the awkward conversations.

Download PairPay and get on the same page with your partner today.