LAYA Finance

Smarter money tracking with cleaner iCloud sync, more accurate currency conversion, and better handling for subscriptions, bills, family support, and payments.

LAYA is the AI-powered financial partner built for Filipinos who are ready to take control of their money.

Track your income, expenses, debts, and net worth — all in one place. Chat with Juls, your personal AI financial advisor, who understands Philippine peso budgets, family remittances, and Filipino spending habits.

KEY FEATURES:

• Smart Dashboard — See your net worth, monthly cash flow, spending by category, and credit health at a glance.

• AI Financial Advisor — Chat with Juls for personalized insights, spending reviews, and accountability. Supports 6 personality modes from professional to motivational.

• Receipt Scanning — Snap a photo of any receipt and let AI auto-log the transaction for you.

• Budget Tracking — Set monthly budgets by category and get alerts when you're approaching your limits.

• Goal Setting — Save toward your goals with progress tracking and milestone celebrations.

• Bill Reminders — Never miss a payment with smart notifications for upcoming bills and recurring expenses.

• Family Support — Track remittances and family financial obligations.

• Lending Tracker — Keep records of money lent and borrowed.

• Secure by Design — Face ID lock, Sign in with Apple, auto-logout, and end-to-end CloudKit sync.

• Export Reports — Download your financial data as CSV or professionally formatted PDF reports.

• Voice Input — Talk to your financial advisor hands-free with speech recognition.

• Spending Forecasts — AI-powered projections of your monthly spending trends.

LAYA syncs securely across your devices using iCloud. Your financial data stays private — we never sell or share it with third parties.

Designed by Filipinos, for Filipinos. Know exactly where every peso goes.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.laya.finance/privacy