Luchu

Luchu is the personal finance app with artificial intelligence that understands how you spend, alerts you before going over budget, and helps you get out of debt. Designed for Latin America, with local currencies, Spanish support, and a personality that adapts to you.

WHAT LUCHU IS FOR

• Log expenses in seconds: by voice, photo, PDF, or natural writing
• Create category budgets with alerts when you're close to the limit
• Track credit cards, loans, and debts with automatic calculations
• Split expenses with friends on trips, dinners, or roommates (no Excel needed)
• Visualize your financial health with clear dashboards and actionable advice

AI THAT UNDERSTANDS YOU

Talk to Luchu like a friend. Tell it "I spent 250 pesos on food yesterday" and it logs it. Ask "how much have I spent this month?" and get real numbers. Best part: choose its personality - normal, polite, motivational, humorous, nervous, or toxic (yes, it scolds you when you deserve it).

SMART BUDGETS

• Create monthly category budgets
• Get notifications at 70%, 90%, or 100% of limit
• Compare with previous months and discover patterns
• Suggests adjustments based on your real history

DEBT CONTROL

• Track all your credit cards and loans
• Calculate interest, statement dates, and minimum payments
• Payment strategies: snowball and avalanche
• Import bank statements as PDF and categorize automatically

SHARED EXPENSES

• Create groups for trips, shared housing, or outings
• Split expenses with automatic calculation of who owes whom
• Suggested optimal payments to settle in fewer transactions
• Friends don't need the app to be included

PRIVACY AND SECURITY

Your financial data is yours. Luchu uses end-to-end encryption, Apple and Google authentication, and never sells your data. Period.

MADE FOR LATAM

Supports multiple currencies (MXN, COP, PEN, CLP, USD, EUR, and more), local date and number formats, and full translations in Spanish, English, and Portuguese.

KEY FEATURES

• Voice capture with natural recognition
• PDF imports (bank statements)
• Smart push notifications (no spam)
• Dark mode
• Sign in with Apple and Google
• Cloud sync

LUCHU PRO

Essential features are free forever. If you want more (unlimited budgets, unlimited AI, CSV/Excel exports, priority support), Luchu Pro is available as a monthly or yearly subscription.

Subscriptions auto-renew. You can cancel anytime from your Apple ID account.

LEGAL

Terms: https://luchu.app/terminos Privacy: https://luchu.app/privacidad Support: https://luchu.app/soporte

Ready to take control of your finances? Download Luchu and start today.