MoneyTree: Retirement & Loans

Plan your savings, mortgage, and auto loan with powerful calculators as well as retirement planning, charts, and scenario comparisons.

MoneyTree is the all-in-one financial calculator that helps you plan your savings, mortgage, and auto loan — all in one beautiful, easy-to-use app. Completely free. No ads. No accounts. No tracking.

GROWTH CALCULATOR See how your money grows over time with compound interest. Enter your starting balance, monthly contributions, interest rate, and time horizon to visualize your wealth building year by year. Model retirement withdrawals and see how long your savings will last. MoneyTree uses monthly compounding for accurate projections.

MORTGAGE CALCULATOR Estimate your monthly mortgage payment, total interest, and payoff timeline. Add property tax, homeowners insurance, HOA dues, and extra monthly payments to see exactly what your home will cost — and how fast you can pay it off.

AUTO LOAN CALCULATOR Planning to buy a car? Calculate your monthly payment, total interest, and full payoff schedule. Include sales tax, fees, extended warranty, GAP insurance, down payment, and trade-in value for a real-world estimate.

LEARN A guided 4-step tutorial walks you through retirement planning — why to invest, how compound interest works, your numbers, and your results. Perfect for beginners.

SAVE & COMPARE SCENARIOS Save unlimited calculations and compare them side by side. See exactly how different rates, terms, or contributions change your outcome.

EXPORT REPORTS Share your results as PDF, CSV, image, or text — perfect for meeting with a lender, advisor, or just keeping records.

EVERYTHING INCLUDED, FREE • Growth / compound interest / retirement calculator • Year-by-year tables and charts • Mortgage calculator with full amortization • Auto loan calculator with all add-on costs • Save, compare, and export scenarios • Built-in financial literacy tutorial • Clean, modern interface • No ads, no accounts, no data collection

Whether you're saving for retirement, buying a home, or financing a car, MoneyTree gives you the clarity to make confident financial decisions.

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