kardfolio: Card Benefits

Track expiring credits and annual-fee ROI for premium cards. No bank login. Know what to use before value slips away.

You pay hundreds in annual fees — but are you using every benefit?

kardfolio tracks your credits, perks, and rewards across all your premium cards. See exactly what you've used, what's expiring, and whether each card earns its keep. No bank connections required.

TRACK EVERY BENEFIT • Monthly credits (Uber, dining, streaming, airline) • Annual perks (hotel credits, lounge access, TSA PreCheck) • Quarterly bonuses and rotating categories • See dollar values, days remaining, and usage status at a glance

YOUR DAILY CARD HUB • Daily progress tracker shows how much value you've captured • Upcoming fee reminders so you're never surprised • Use-it-or-lose-it alerts for expiring credits • Push notifications before benefits expire

ALL YOUR CARDS, ONE WALLET • Organize cards by issuer with annual fees and usage ratios • Support for Amex, Chase, Capital One, Citi, and more • Add up to 5 cards free, unlimited with Pro

AI CARD COPILOT • Ask Kai which card to use for dining, travel, or shopping • Get personalized answers based on your actual cards • Compare benefits across your wallet instantly

PRIVACY FIRST • No bank connections — ever • We never see your transactions • Your data stays yours

BUILT FOR PREMIUM CARDHOLDERS kardfolio is designed for people with 2+ premium credit cards who want to capture every dollar of value. Whether you have an Amex Platinum, Chase Sapphire Reserve, Capital One Venture X, or Citi Strata — we help you track what matters.

Stop leaving money on the table. Download kardfolio today.

Terms of Service: https://kardfolio.app/tos