Expensa: AI Expense Tracker

Every Apple Wallet card payment becomes a transaction automatically. AI builds your first budget in seconds. iCloud-only sync. 150+ currencies.

Track money without handing over your bank password.

Expensa is a private budget and expense tracker built for iPhone. Set up one Shortcut and every card tap lands in your budget automatically. AI builds your first budget in seconds. Works in 150+ currencies. Syncs via iCloud — and only iCloud.

No bank linking. No data brokers. Your money stays on your devices.

WALLET + SHORTCUTS — AUTOMATIC TRACKING

Set up one Shortcut; every card tap in Wallet logs a transaction Works with Apple Card and any card you've added to Wallet Auto-categorized from your history, with AI Alerts if a purchase pushes you over a category limit No polling a bank, no waiting for statements

BUDGETS THAT ACTUALLY WORK

Always know what's left — live progress bar on your dashboard A limit for every category (groceries, dining, transport…) Alerts before you overspend, not after Monthly, weekly, or custom cycles — auto-rollover each cycle Smart Allocation: tell Expensa your budget, AI splits it across categories based on your region and spending habits

SEPARATE WALLETS FOR SEPARATE LIVES

Keep personal, household, business, and trip budgets fully isolated. Switch spaces with one tap. Invite family or your partner to shared spaces — real-time sync via iCloud, no extra accounts to create.

BUILT FOR TRAVELERS & EXPATS

150+ currencies with live exchange rates Original amount + converted amount both stored Per-transaction historical rates — accurate reporting forever

PRIVATE BY DEFAULT

No bank login, no Plaid, no third-party aggregators iCloud sync on your Apple ID — that's it Offline-first: log now, sync later Works on iPhone

EVERYTHING ELSE

Recurring transactions (rent, subscriptions, salary) Tags, categories, folders, custom merchant rules CSV, PDF, TXT import/export — move in from any app, out anytime Net worth across accounts and currencies Dashboard, calendar heatmap, category/tag analytics Optional receipt scanning for the rare paper moment Dark mode, Dynamic Type, VoiceOver, localized (EN, UK)

FREE, OR GO PREMIUM

Free: 1 space, 2 accounts, 3 recurrences, 5 receipt scans Premium: unlimited spaces & accounts, 30 scans/mo, AI categorization, category budgets, analytics, shared spaces, multi-currency entry.

Your money. Your rules. Your devices. Terms of Use: https://expensa.andrewsereda.com/terms.html Privacy Policy: https://expensa.andrewsereda.com/privacy.html