Features & Capabilities

Most business owners qualify for $50K–$150K in 0% capital - and never access it. ZeroFund builds your personalized card sequence so you know exactly which cards to apply for, in what order, to maximize your 0% funding.

Designed for people who want more than generic card lists, ZeroFund combines real-world data, regional offer discovery, AI-assisted guidance, and community insights to help you approach credit card applications with clarity and structure.

Stop guessing. Apply with a strategy.

KEY FEATURES

• 0% Credit Card Discovery: Explore 0% introductory credit card offers, including regional and local options that are often unavailable on national comparison sites.

• Approval Strategy & Planning: Follow a structured approval path based on timing, utilization, credit profile factors, and application sequencing—designed to reduce guesswork before you apply.

• AI-Assisted Advisor: Get AI-guided insights to help interpret options, understand tradeoffs, and think through next steps based on your situation.

• Community Approval Insights: View real-world data shared by other users, including reported approvals, credit limits, and which credit bureau was pulled.

• Approval Odds & Financial Tools: Use built-in tools to better understand approval likelihoods, tradeoffs, and credit dynamics before submitting applications.

• Education Hub: Learn how credit rules actually work—from utilization and inquiries to issuer behavior and approval mechanics.

ACCESS & SUBSCRIPTION

ZeroFund is free to download.

Access to the app’s full strategy tools, insights, AI guidance, and community features requires an active subscription.

Subscriptions automatically renew unless canceled in your Apple ID account settings.

IMPORTANT INFORMATION

ZeroFund provides educational information and strategic guidance only. Credit card approvals, limits, rates, and offers are determined by financial institutions and may vary. ZeroFund does not issue credit cards and does not guarantee approvals.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

User Growth & Download Statistics

App
By:
Spirit Services LLC
Rating:
5.00
(12)
Version:
1.9 Last updated: 2026-04-28
Version code:
885002129
Creation date:
2026-02-09
Compatible devices:
Size:
58.64MB
URLs:
Website ,Privacy policy
Full description:
See detailed description
Source:
Apple Apps Store
Data ingested on:
2026-06-14
Compare stats and ranking:

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.
Developed by:
Spirit Services LLC
Apple Apps Store
https://apps.apple.com/us/app/zerofund-0-credit-cards/id6758319719
Website:
https://zerofund.net

User Reviews

Users praise ZeroFund as an easy-to-use, ad-free app that centralizes 0% card options. They value personalization (custom plans and credit-improvement tools) and a data-driven, structured strategy with regional and national offers, AI guidance, and community insights. The app supports small-business growth and helps users build banking relationships with quick, responsive support, reducing stress and boosting confidence when applying for 0% financing.
Pros
  • Easy to use and ad-free, with a centralized hub for 0% credit card options.
  • Highly personalized with custom plans, credit-improvement tools, and tailored offers.
  • Clear, structured strategy using real-world approval data, regional/national offers, AI guidance, and community insights.
  • Strong business focus—great for small businesses to plan growth and build banking relationships.
  • Fast, responsive support when seeking credit improvements.
Cons
Recent reviews
If you’re looking for help in this space, this is good help. Super easy to use and find good cards with. Made a custom plan for me within seconds. Definitely keeping this one.
by Ed*****, 2026-03-06

I was sent here by a financial expert I trust.
by Gr*****, 2026-02-25

As a small business owner ZeroFund gave me a place to go where I can peruse financial support for our next season of growth. I highly recommend recommend.
by Ak*****, 2026-02-19
View all user reviews ›

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