Thrust: Money Manager

A health score for your money. See every subscription, crypto, stock, debt and dollar in one private place — and know what's safe to spend today. No bank login, ever.

Like a health score for your money. Thrust turns your whole financial life — subscriptions, crypto, stocks, savings, debts, real estate — into one clear picture, and tells you in a single number how you're really doing and what's safe to spend today.

And it does what no bank-linked app can: it stays completely private — no bank login, no uploads, nothing ever leaves your iPhone. Getting started still takes minutes: import a statement and your transactions are categorized for you, snap a receipt, or just say what you spent.

--- KNOW WHERE YOU STAND, EVERY DAY ---

• FINANCIAL HEALTH SCORE One number from 0 to 100 that tells you if you're on track — built from 8 pillars (emergency fund, spending control, debt, savings, goals and more), with an A–F grade, a trend arrow, and your top 3 things to fix next.

• SAFE TO SPEND Know exactly how much you can spend today without breaking your plan.

• ON-TRACK / WATCH-IT Every metric — spending pace, budgets, net worth, cash flow — shows a clear status, so you see what needs attention at a glance.

--- PRIVATE BY DESIGN ---

• GHOST MODE Zero APIs. Zero uploads. Zero tracking. Everything stays on your phone. Period.

• NO BANK LOGIN Add your accounts yourself — your bank credentials never touch the app, because there's nothing to connect.

• ON-DEVICE INTELLIGENCE Ask anything about your money in plain English — "How much on food this week?" — and get an instant answer. It all runs on your iPhone, even offline.

• CONNECTED MODE Optional iCloud sync across your devices. You choose what to share.

--- EVERYTHING YOU OWN, IN ONE PLACE ---

• ALL YOUR MONEY Cash, cards, savings, debts and loans — your whole net worth, not just your checking account.

• CRYPTO + STOCKS + PROPERTY Crypto on 16+ blockchains (Ethereum, Bitcoin, Solana, TON), stocks, real-estate equity and precious metals — fiat and crypto in one ledger.

• MULTI-CURRENCY Built for a multi-currency life — track and convert across every currency you use.

--- SPEND SMARTER, NOT HARDER ---

• SMART BUDGETS They don't just show where your money went — they tell you how much you can safely spend next, with a heads-up before you hit 80%.

• GOALS WITH A REAL DATE Watch every goal close in on the day you'll actually reach it.

• SUBSCRIPTIONS See every recurring charge in one view, with renewal alerts and a monthly breakdown — and spot the ones quietly draining you.

--- FAST TO USE ---

• IMPORT IN MINUTES — bring in a CSV or bank statement; your transactions are categorized for you automatically. • RECEIPT SCANNER — point your camera; the amount, store and date fill themselves in. • VOICE INPUT — say "Spent 50 at the coffee shop" and it's logged. • SMART RULES — auto-categorize by merchant, keyword or amount. Set once, works forever. • SPLIT & WHAT-IF — divide a bill in a tap; ask "what if I buy a car?" and see the impact on your goals. • POWERFUL SEARCH — by amount, type, date, range, merchant or tag.

--- STAY MOTIVATED ---

Earn XP, build streaks up to 365 days, and unlock 50+ achievements as your money habits stick.

--- THRUST PRO ---

Unlock the full picture: • Crypto & stocks — full investment tracking • Subscriptions — surface the hidden costs • Net worth & advanced reports — cash flow, trends, forecasts • Encrypted iCloud backup • Unlimited accounts, budgets, goals & categories • Priority support

--- BUILT DIFFERENT ---

• Multilingual • Works on iPhone, iPad and Mac — with Home & Lock Screen widgets, Live Activities, Dynamic Island and Apple Watch • No ads. No data selling. Ever.

Break free from financial routine. Get your Thrust.

Terms of Use (EULA): https://www.thrust.finance/terms Privacy Policy: https://www.thrust.finance/privacy