PureSpend: Smart Budgeting

PureSpend is a simple but powerful and 100% private personal finance tracker designed exclusively for iOS. Now including daily spend tracking!

Log your daily purchases in seconds. The app smartly categorizes your expenses as "Needs" or "Wants" and deducts them from your budget limits automatically.

Know Your True Cash Flow, PureSpend instantly calculates your "Unallocated Cash"—the exact guilt-free amount you have left over after all fixed needs, goals, and debts are paid.

PureSpend mathematically analyzes your balances to surface the exact "Target Debt" to attack each month, allowing you to easily toggle between the Snowball and Avalanche methods.

Actionable Insights Your money shouldn't sit idle. PureSpend constantly scans your budget to identify idle cash, high fixed costs, and overspending, giving you highly targeted "Smart Cards" to optimize your financial life.

100% Private. No Bank Logins. Your data is yours. PureSpend operates completely offline using Apple’s secure SwiftData framework. We don’t ask for bank passwords, we don't connect to your checking accounts, and we never sell your data. Export your entire history to CSV at any time.