Borcly – Debt & Budget Tracker

• Performance improvements and bug fixes
• Smarter debt payoff suggestions
• Improved PDF import accuracy

Track every debt, bill, and subscription — all in one place.

Who do you owe? Who owes you? Borcly puts every debt, bill, and subscription in one place — so you always know exactly where you stand financially.

Track personal loans between friends and family, manage credit card balances, mortgage payments, and installment plans — all in a single, clean dashboard.

— DEBT TRACKING —

• Credit cards, personal loans, mortgages & installments
• Payoff timeline with interest calculator
• Debt snowball & avalanche strategies
• Remaining balance and payment history

— SUBSCRIPTION MANAGER —

• Netflix, Spotify & all your recurring subscriptions
• Renewal date reminders
• Monthly subscription cost overview

— ACCOUNT MANAGEMENT —

• Bank accounts and cash tracking
• Income & expense records
• Transfers between accounts

— AI-POWERED INSIGHTS —

• Personalized financial recommendations
• Spending habit analysis
• Savings opportunity detection

— BANK STATEMENT IMPORT —

• Upload PDF statements
• Automatic transaction recognition
• Smart categorization

— REPORTS & ANALYTICS —

• Export to Excel and PDF
• Monthly & yearly comparisons
• Visual charts and graphs

— SMART REMINDERS —

• Due date alerts before deadlines
• Overdue payment notifications
• Customizable notification times

— SECURITY —

• Face ID & Touch ID protection
• Data encrypted on your device
• Optional cloud backup

Dark mode • Multi-currency support • English & Turkish

Questions? info@borcly.com