PensionBud AI

PensionBud AI is the next level of pension planning.

Important note

PensionBud AI provides illustrations and estimates based on the information you enter and the assumptions you choose. It does not provide regulated financial advice or recommendations. Tax rules can change and personal circumstances vary—consider speaking to a qualified adviser if you need personalised guidance.

PensionBud AI will not ask for your email, it works like a specialist pension calculator allowing you to assess complex retirement planning and then create your own report. You will not have to link yourself to a company that will then be contacting you to sell services. In the premium mode you can output all data for your own review or to pass on to a qualified provider for further professional advice.

PensionBud makes retirement planning feel simple. Build a clear picture of your future income using UK-friendly assumptions, then explore “what-if” scenarios until you find a plan you’re comfortable with.

What you can do with PensionBud • Forecast your pension pot with low/medium/high growth assumptions • Model retirement income using annuity, drawdown, or a mix • Choose tax-free cash (up to 25%) and see the impact on your plan • Select annuity escalation (flat, fixed uplift, or inflation-linked) • Pick a drawdown income style (conservative, standard, aggressive) • View results as easy-to-understand monthly income (gross and net) • Run multiple scenarios to compare ages, contributions, growth, and income choices

Built for clarity (not confusion)

PensionBud shows you the inputs you control and the outputs that matter: projected pot size and estimated monthly income. It’s ideal for quick sanity checks, planning discussions, and keeping your goals grounded.

Start modelling today and turn “I hope it works out” into a plan.