Finance Monkey

Finance Monkey helps you model your financial future with clear, visual projections of your pension, ISA, cash, and stock portfolios.

Enter your details — age, retirement goals, contributions, and starting balances — and instantly see how your wealth could grow under low, medium, and high scenarios using FCA-prescribed growth rates. Adjust inflation, fees, and growth assumptions to explore different outcomes.

Key features:

• Portfolio modelling with pension, ISA, cash, and stock projections
• Interactive charts with low, medium, and high growth scenarios
• Contribution and withdrawal modelling through to retirement
• Sustainable withdrawal analysis — find the maximum you can draw without depleting your portfolio
• Investment flowchart — a step-by-step guide to prioritising where to put your money
• Educational articles on emergency funds, ISAs, pensions, debt, insurance, and more
• Curated financial news feed
• Joint planning support for couples
• Offline access with local data caching

Finance Monkey is for educational purposes only and does not provide financial advice. All projections are estimates based on assumed growth rates and are not guaranteed.