CoolBiz Mortgage Calculator

Calculate your monthly mortgage payment with taxes, insurance & HOA. View detailed amortization schedules, payment breakdowns & share results. Free, simple & no ads.

CoolBiz Mortgage Calculator makes it easy to calculate your monthly mortgage payment and understand the true cost of home ownership.

MORTGAGE MODE

• Enter home price, down payment, interest rate & loan term
• Add property taxes, homeowners insurance & HOA fees
• See your complete monthly payment breakdown
• Visual payment distribution chart shows where your money goes

SIMPLE LOAN MODE

• Calculate payments for any loan type
• Perfect for auto loans, personal loans & more
• Quick principal & interest calculations

AMORTIZATION SCHEDULES

• View year-by-year payment breakdown
• See month-by-month details for all 360 payments
• Track how principal & interest change over time
• Share or save your amortization tables

KEY FEATURES

• Linked fields automatically sync years ↔ months
• Real-time calculations as you type
• Clean, modern interface
• Dark mode & light mode support
• No ads, no subscriptions, no account required
• Works completely offline

PERFECT FOR

• First-time home buyers exploring affordability
• Real estate professionals helping clients
• Anyone comparing loan scenarios
• Financial planning & budgeting

Download now and take control of your mortgage planning!

Developed by CoolBiz® Inc. — Boosting Your ROI With AI®