airpay capital: Loan App

airpay capital offers digital loans products in partnership with RBI-registered NBFCs with simple onboarding, transparent terms, and quick approvals.

Apply for loans with an easy and secure process.

Key Highlights

100% digital process: Apply, verify, check offers, and track loans online Loan disbursal: Typically, within 24-48 hours after approval, depends on NBFC partner Repayment: EMIs via eNACH and UPI mandate; part-payment and foreclosure allowed via Debit Card, UPI, or Net Banking Secure: Bank-grade encryption with strict data protection

Why Choose airpay capital? Transparent lending with no hidden charges and quick approvals Flexible tenures and repayment options to match your cashflows Clear, example-based pricing so you know costs upfront RBI-authorised NBFC partners with strong security and easy account management

Loan Product & Terms (Indicative) Personal Loan

Loan Amount: Up to ₹ 5,00,000 Tenure: Up to 36 months Interest Rate: Up to 36% p.a. Processing Fee: Up to 5% + GST Eligibility: 1. Age: 21 to 60 years;
2. Income Proof: 6 months bank statement required, if enhancement of the sanctioned amount is sought.

Gold Loan

Loan Amount: From ₹ 5,000 onwards up to customer eligibility Tenure: 3 to 12 months Interest Rate: Up to 23% p.a. Processing Fee: Up to ₹250 + GST Eligibility: Gold purity required: 18 to 22 Karats

Home Loan

Loan Amount: Up to ₹ 1,00,00,000 Tenure: 3 to 20 years Interest Rate: Up to 18% Processing Fees: Up to 2% Loan to Value (LTV) Ratio: Up to 60% of property value

Loan Against Property

Loan Amount: Up to ₹ 1,00,00,000 Tenure: 3 to 15 years Interest Rate: Up to 20% Processing Fees: Up to 2% Loan to Value (LTV) Ratio: Up to 60% of property value

Get Loans in Easy Steps

Select the loan you want to apply for and complete digital journey Check your loan eligibility Review loan offers from lending partners Complete your loan journey to get access to the funds Make part-payments or close the loan early

Illustrative Repayment Example: Below numbers are for illustration purpose only. Actual offers, rates, and fees depend on your profile and NBFC/lender discretion. Processing fees and taxes, if applicable, will be shown before you accept the offer.

Personal Loan example: Loan Amount: ₹1,00,000/- Tenure: 24 months Interest Rate: 24% p.a. (reducing balance) Processing Fee: Nil (for illustration) EMI (approx.): ₹5,291 per month Total Interest (approx.): ₹26,984/- Total Repayment (approx.): ₹1,26,984/-

Important Information & Disclaimers:

airpay capital provides loans in partnership with RBI-registered NBFCs.

Please read all Terms & Conditions and the loan agreement carefully before accepting an offer. Interest rates, processing fees, and taxes may vary by applicant profile; final terms are mentioned in the loan agreements received from NBFC/Lender. Late payment fees, bounce charges, and other charges may apply as per NBFC/Lender policy.

Lending Partners:
1. Apollo Finvest (India) Limited- an RBI-registered NBFC
Licence No.: 13.00722 2. Muthoot Fincorp Limited- an RBI-registered NBFC Registration No.: N-16.00170 3. FDPL Finance Private Limited- an RBI-registered NBFC

Loans facilitated by lending partners are subject to eligibility, verification, credit assessment, and lender discretion.

Contact us: loans@airpay.co.in Customer Care No: 020 69110333 Timings: 9:00 AM to 7:00 PM (Monday to Saturday)