Zapcash - Quick Loans

Zapcash – Instant Personal Loan up to ₹2,00,000

Enjoy quick personal loans at Low interest rates with a hassle-free 100% digital process.

Get the approved loan amount directly in your bank account — fast, secure, and completely online.

Whether you need funds for medical emergencies, travel, education, or personal expenses, Zapcash makes borrowing simple and transparent.

Regulatory & Lending Information Zapcash is a digital loan facilitation platform that partners with RBI-registered Non-Banking Financial Companies (NBFCs), is Weekline Investment and Trading Company Ltd [RBI Registration No. : 14.01001] , to provide personal loans to eligible customers. Loans are provided in accordance with the guidelines issued by the Reserve Bank of India under the Digital Lending Guidelines. Safe & Responsible Lending

Why Choose Zapcash?

Instant personal loan up to ₹2,00,000 Direct bank account disbursal 100% paperless & digital process Transparent charges – No hidden fees Apply instantly with a few simple steps Secure & encrypted platform Instant decision with minimal documentation

Eligibility:

Age: Minimum 18 years Employment Type: Salaried or Self-Employed Minimum Monthly Income: ₹18,000 or above Mobile Number: Aadhaar-linked mobile number for verification Citizenship: Indian resident with valid KYC documents

Loan Details Loan Amount: ₹5,000 – ₹2,00,000 (sanctioned by Weekline Investment and Trading Company Ltd RBI Registered NBFC) Interest Rates: 12% – 30% per annum Loan Tenure: 6– 60 months Processing Fee: Up to 5.1% of the principal amount + GST Quick & Direct Transfer: Funds disbursed by our NBFC partner directly to your bank account No Collateral Required: Get a loan without pledging any security Foreclosure & Part-Prepayment Available Maximum APR – 32.15% Late Payment Charges: As per loan agreement Interest rates and loan terms may vary based on credit profile, eligibility, and risk assessment.

Loan sanctioned by Weekline Investment and Trading Company Ltd : ₹1,50,000 for 3 years Processing Fee: ₹6,195 (3.5% + GST + ₹500 Stamp Duty) Interest Rate: 22% p.a. (on reducing principal balance) EMI: ₹5,730 per month Total Payable: ₹2,06,280 Total Interest Paid: ₹56,280 Annual Percentage Rate (APR): 25.14%

Fees & Charges (as applied by NBFC partner)

EMI Bounce Charge (1st Day): 4% of Principal Overdue* or ₹500 (whichever is lower) Penal Charges (2-180 Days): 36% p.a. on Principal Overdue (+ GST if applicable) *Rounded to the nearest rupee

How to Apply on Zapcash App?

Download the Zapcash App Sign up with your mobile number Verify PAN & basic details Complete 100% digital KYC Select loan amount & tenure Review & accept loan agreement Receive funds directly in your bank account

Customer Support Email: care@zapcash.in Phone: 8503090309

Grievance Officer: Prashant Kabra Email ID : grievance@zapcash.in Phone: 7976819143 Privacy Policy: https://www.zapcash.in/privacy-policy