iwoca

Reward everyday spend and smooth your business cash flow with the iwoca Credit Card. Download the iwoca Credit Card app today.

Get 1% cashback on all spending Pay no interest for up to 42 days Zero FX, annual or late payment fees Access up to £250,000 credit limit See real time spending information with our easy-to-use app Full card control at your fingertips Trusted by thousands of businesses

1% cashback on all spending Get rewarded instantly every time you use your iwoca Credit Card with cashback that’s automatically applied to your balance.

No interest for up to 42 days Smooth cashflow and pay no interest when you repay in full and on time.

Zero FX, annual or late payment fees We like to keep things simple, which means you don’t have to pay an annual fee for your card and we won’t charge you extra when you spend abroad or miss a payment.

Access up to £250,000 credit limit Get the funds your business needs quickly and backed by iwoca’s trusted financial expertise. Pay for day-to-day expenses, big business costs, or smooth cash flow.

See your spending clearly Track every transaction as it happens. Monitor your balance and review purchases in real time, so your business finances are always transparent and easy to understand.

Full card control at your fingertips Misplaced your card? Freeze it instantly in the app. Change or view your PIN securely whenever you need. It's everything you need to manage your card, all in one place.

Trusted by thousands of UK businesses iwoca is a trusted name in business finance, with a 4.8 Trustpilot score from over 10,000 reviews. We've helped thousands of small businesses across the UK to keep their cash flow steady and feel confident about their finances.