Pennaires Finance

Your complete financial overview — all in one app.

Pennaires helps you understand, organize, and improve your finances without spreadsheets or complicated tools. Track your accounts, spending, budgets, subscriptions, loans, and savings goals in one simple and powerful dashboard.

Whether you’re planning your future, managing monthly expenses, or staying on top of bills, Pennaires gives you the clarity you need to make smarter financial decisions.

See Your True Financial Picture

Get an instant snapshot of your finances with a Net Worth dashboard that shows your total savings, debts, and upcoming payments.

• View your total net worth • See savings vs debt at a glance • Track expenses by category • Monitor budget progress instantly

Know exactly where your money stands — anytime.

Track Every Account in One Place

Stop jumping between apps or bank statements.

Pennaires lets you manage all your financial accounts together.

• Savings accounts • Checking accounts • Credit cards • Cash • Digital wallets (GCash, PayPal, etc.)

Your balances update automatically as you record transactions.

Manage Spending With Powerful Budgets

Create monthly budgets that help you stay in control.

• Set spending limits by category • Track spent vs budget in real time • See which categories are over budget • Review budget history for past months

Stay accountable and build better spending habits.

Never Miss a Payment Again

Pennaires tracks upcoming bills so you always stay prepared.

• Credit card due dates • Subscription renewals • Loan installments

See what’s due this week and plan your cash flow ahead of time.

Track Subscriptions & Recurring Costs

Subscriptions can quietly drain your budget. Pennaires helps you stay aware.

• Track all subscriptions in one place • Monitor monthly costs • Identify services you may want to cancel

Manage Loans & Installments

Keep track of loans and repayment schedules.

• Installment tracking • Remaining payment terms • Next payment reminders

Know exactly how much you still owe and when.

Set Goals & Save With Purpose

Turn financial plans into real progress.

• Create savings goals • Track progress toward targets • Set deadlines for milestones

From emergency funds to dream vacations, Pennaires keeps you focused.

Powerful Insights With Trends

Understand how your money moves over time.

• Monthly spending insights • Category spending trends • Income vs expenses tracking

Make smarter financial decisions backed by data.

Built for Privacy & Simplicity

• Hide balances with a privacy toggle • Multi-currency support • Secure account login • Data synced across devices

Your financial life stays organized and protected.

Premium Features

Unlock the full Pennaires experience with a premium subscription for advanced features and unlimited financial tracking.