Bank Bonus Churning Tracker
New! Dashboard Intelligence turns your tracked bonuses into clear insights — earnings charts, KPIs, and trends at a glance. Still 100% private, still on-device.
Never miss a bank bonus deadline again. BonusLedger tracks your direct deposits, balance holds, and debit transactions so you earn every dollar you deserve. It's bank churning made easy.
100% private. No account linking. No subscriptions. Your data never leaves your device.
TRACK EVERY REQUIREMENT
Managing multiple bank accounts? BonusLedger handles the complexity:
- Direct Deposits - Track amounts, frequency, and consecutive month requirements with smart cadence detection
- Balance Holds - Monitor deposit deadlines, hold duration, and automatic release date calculations
- Debit Transactions - Count transactions and minimum amounts with ATM exclusion options
- Initial Funding - Record opening deposit requirements by source
- Custom Requirements - Flexible tracking for unique bonus terms
NEVER MISS A BONUS
- Smart bonus window tracking - after signup or after requirements met
- Countdown timers show exactly when bonuses are due
- Visual progress bars for every requirement
- Instant status: Pending, Due Today, Overdue, or Received
INTELLIGENT REMINDERS
- Priority-based notifications ensure critical deadlines always get through
- Suggested reminder dates based on your requirements
- Optional calendar sync keeps everything in one place
- Repeating reminders for recurring deposits
HOUSEHOLD TRACKING
Managing bonuses for your whole family? Add multiple players and track everyone's accounts in one place. See per-person statistics and coordinate your strategy.
SECURE DOCUMENT STORAGE
Store bonus terms, account statements, and 1099 forms with bank-level security:
- AES-256 encryption for all documents
- Face ID / Touch ID protection for sensitive files
- Files encrypted even when your device is locked
TAX SEASON READY
Track 1099-INT forms by account and year. Get deadline warnings and never scramble to find tax documents again.
IMPORT YOUR DATA
Already tracking in a spreadsheet? Import your accounts and events via CSV. Download templates, map your columns, and migrate in minutes.
EXPORT AND REPORTS
- Export accounts and events to CSV
- Generate professional PDF reports
- Single account, player portfolio, or system-wide summaries
PRIVACY BY DESIGN
Unlike other finance apps, BonusLedger:
- Never links to your bank accounts
- Never transmits your data anywhere
- Stores everything locally on your device
- Contains no analytics or tracking
- Requires no account creation
Your financial data stays yours. Period.
ONE-TIME PURCHASE
Start free with one account. When you're ready for more, pay once and own it forever. No subscriptions. No recurring fees. Ever.
WHO IS THIS FOR?
BonusLedger is built for people who:
- Open multiple bank accounts to earn signup bonuses
- Track requirements across 5, 10, or 20+ accounts
- Want to stop missing deadlines that cost hundreds of dollars
- Refuse to link their bank accounts to third-party apps
- Need household tracking for family bonus strategies
Download BonusLedger and start earning every bonus you worked for.
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