529 Tracker

Try it FREE for 7 days. Built for parents with 529 plans. Know exactly what you can withdraw, attach receipts, and fly through tax time with audit-ready reports.

Finally — a 529 plan tracker that actually gets it.

If you're saving for college or K-12 with a 529 plan, you already know the hard part isn't the saving. It's everything that comes after. Which expenses qualify? How much can you safely withdraw? What do you tell your CPA in April? And what happens when the 1099-Q shows up in your mailbox? 529 Tracker takes all of that off your plate. No more spreadsheets. No more shoeboxes of receipts. No more guessing. Just a clean, beautiful app that does the math for you — in real time, on every device. And now, a built-in AI assistant answers your questions the moment they come up. HERE'S WHAT YOU'LL LOVE

NEW — Just ask. The built-in AI assistant answers your questions in plain English: how much you can withdraw, what terms like AOTC and COA mean, and how to use any feature — all based on your own data • Know how much you can withdraw from your 529 based on your tracked expenses — less guesswork, fewer surprises • Track every qualified expense by category: tuition, room and board, books, technology, K-12 tuition, and student loan repayments • Snap a photo or attach a PDF receipt to any transaction in seconds • Forecast your 529 balance year-by-year all the way through graduation • Manage every student and every account in one place • Reconcile your Form 1099-Q against your tracked expenses at tax time • Generate organized PDF and CSV reports for your records or your accountant • Help protect your $2,500 American Opportunity Tax Credit (AOTC) with automatic reserve calculations • Get year-end reminders before the December 31 deadline so nothing slips through the cracks • Sync your data automatically across iPhone, iPad, and Mac • Watch built-in video tutorials for every feature — short, friendly, and right inside the app

BUILT AROUND THE RULES SO YOU DON'T HAVE TO STRESS

529 Tracker is designed around IRS Publication 970 and the way real 529 plans actually work. It quietly helps with all the tricky stuff in the background:

Cost of Attendance (COA) limits on room and board • Scholarship and grant reductions to qualified expenses • Calendar-year matching between expenses and withdrawals • The "greater of" rule for on-campus housing • K-12 annual tuition caps • The $10,000 lifetime student loan repayment limit • AOTC coordination to prevent double-dipping • Multi-year academic terms that straddle calendar years

You don't need to be an expert in any of this — the app helps you keep it all straight.

PERFECT FOR

Parents and grandparents who:

Have one or more kids on a 529 plan (college or K-12) • Want a real answer to "how much can I withdraw this year?" • Are done with spreadsheets, sticky notes, and tax-season panic • Want to walk into April with everything organized • Care about staying on top of things year-round, not just at deadline time

SUBSCRIPTION

529 Tracker is available as a monthly or annual subscription:

Monthly: $5.99 • Annual: $54.99 (best value — pays for itself in saved time)

Both plans unlock every feature, sync across all your Apple devices, and include ongoing updates as 529 rules evolve. Cancel anytime through your Apple ID — no questions, no hassle.

YOUR DATA, YOURS ALONE

We never sell, share, or use your data for advertising. Ever. All information is encrypted and securely backed up through industry-standard Firebase infrastructure (SOC 2 Type II, ISO 27001 certified). A QUICK NOTE

529 Tracker is a powerful organizational tool — but it's not a replacement for professional tax advice. All calculations are based on the data you enter and are designed to align with current IRS guidelines. Always consult a qualified tax professional for advice specific to your situation. WE'D LOVE TO HEAR FROM YOU

Questions? Feedback? Feature ideas? Email us anytime at support@charliemikestudios.com — every message is read by a real human (usually me). Built with care by Charlie Mike Studios. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/