direct credit loan

Apply for Personal Loan in minutes! Direct Credit connects you with trusted lenders fast, safe & transparent.

Direct Credit is a digital loan facilitation platform operated by YSS Direct Credit Pvt. Ltd., helping users discover and apply for Personal Loans from RBI-registered Banks and NBFCs across India.

Users can check eligibility, compare loan offers, complete digital documentation, and track loan applications through a secure and paperless process.

Direct Credit is not a lender and does not directly provide loans. All loans are offered and approved solely by RBI-registered Banks and NBFC partners based on their eligibility criteria and internal policies.

Key Features: • Apply for Personal Loans digitally • Check loan eligibility within minutes • Compare loan offers from multiple lending partners • Secure document upload and digital verification • Real-time application tracking • Fast and transparent loan processing • Dedicated customer assistance

Why Choose Direct Credit: • Access to multiple RBI-registered lending partners • Secure and paperless application experience • Transparent process with no hidden charges • Personalized loan matching • Industry-standard data security practices

Loan Details: • Loan Amount Range: ₹1,00,000 – ₹2,00,00,000 • Repayment Tenure: 12 to 84 months • Maximum APR: 36%

Representative Loan Example: • Loan Amount: ₹2,00,000 • Interest Rate: 18% per annum • Loan Tenure: 12 months • Approx. EMI: ₹18,335 • Total Repayment Amount: ₹2,20,020 • Processing Fees: 1.5% – 4%

Actual loan terms, interest rates, fees, and approval timelines may vary depending on the lending partner and applicant eligibility.

Data Privacy & Security: Direct Credit follows strict security and privacy practices to protect user information. User data is shared only with authorized lending partners and service providers for loan processing and verification purposes.

The app does not access user contacts, call logs, or SMS data for lending decisions or marketing.

Company Information: YSS Direct Credit Pvt. Ltd. Vision Business Park, 2nd Floor, Tower A, I.T Square, Knowledge Park - 3, Greater Noida, Gautam Buddha Nagar, Uttar Pradesh - 201306

Support Email: support@directcredit.in Support Number: +91 9010031003

Official Website: https://directcredit.in/

Privacy Policy: https://directcredit.in/privacy-policy/

Disclaimer: Direct Credit is a loan facilitation platform and not a lender. Loan approvals, disbursals, interest rates, charges, and repayment terms are determined entirely by the respective RBI-registered Banks and NBFC partners.