Direct Loan — Loans For OFWs

Direct Loan is a SEC-registered peso loan app for Filipinos by iDIRECT FINANCE COMPANY, INC. It offers fast cash loans with a simple online application and funding up to ₱100,000, with terms from 91 to 365 days.

Eligible borrowers are Filipinos over 20 with a valid mobile number and two valid IDs. The service uses credit scoring and provides installment repayments with an APR up to 24% per year, making it a convenient option for urgent cash needs.