Ciento: AI Budget & Expenses

Your AI chat now remembers. Multiple threads in-app, persistent memory on WhatsApp and Telegram, and one-tap follow-ups on every AI insight

Ciento is the AI money app that replaces spreadsheets and manual trackers. Set a budget, reach a savings goal, or just understand where your money really goes. No bank login required — our AI does the typing for you.

NEW: Your AI chat now remembers. Start a fresh thread for every topic, pick up old conversations months later, and tap "Ask a follow-up" on any AI insight to keep digging. Works the same way on WhatsApp and Telegram

LOG EXPENSES ANY WAY YOU WANT • Voice — say "I just spent 15 on coffee" and it's logged and categorized • Receipt — snap a photo; Ciento extracts merchant, amount, and category • Chat — type a message, log a transaction, or ask your AI anything about your spending • Shortcuts — trigger "Log a transaction" with Siri or an Apple Shortcut • Import — bring in history with CSV or PDF statement import • Telegram and WhatsApp — message Ciento from the apps you already use

MAKE YOUR MONEY WORK • AI insights — personalized tips to cut waste and improve cash flow • Budgets and savings goals — daily progress, milestones, gentle accountability • Shared wallets — collaborate with a partner, family, or roommates • Custom wallets and categories — one for travel, one for business, one for life • Visual analytics — clean charts, calendars, and reports that actually get read

TRUST AND PRIVACY Ciento never asks for your bank login. Your data is encrypted in transit and at rest. Analytics are opt-in and turned off by default in regions with strict privacy rules (EU, UK, Canada).

AVAILABLE IN English and Spanish.

CIENTO PREMIUM Unlock everything with a subscription: • Unlimited wallets and custom categories • Shared wallets with family, partners, and friends • CSV and PDF statement import • Apple Shortcuts for one-tap logging • 400,000 AI tokens per month (20x the free plan) for chat, receipts, and categorization • Priority support

SUBSCRIPTION DETAILS Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings. Payment is charged to your Apple ID at confirmation of purchase.

Privacy Policy: https://www.cientolabs.com/privacy-policy Terms of Use: https://www.cientolabs.com/terms-of-service