Guppy: Track Spending Habits

Track your spending effortlessly. Upload statements, get instant insights, and stay in control of your money — all in one app.

Guppy - Discover Your Spending Habits

Meet Guppy, your smart expense tracker and budget planner that makes managing money simple, visual, and automatic. Whether you are tracking daily expenses, organizing bills, or analyzing your monthly budget, Guppy gives you the clarity you need, all in one clean dashboard. Stop using spreadsheets and start discovering your spending habits with AI.

Why Guppy? Managing money should not feel like work. Guppy combines automation, AI, and clear visuals to give you instant control of your finances. Just upload your bank statement, PDF, CSV, or Excel file and watch your transactions turn into clear insights.

Key Features

Expense Tracking Made Effortless Upload your PDF, CSV, XLSX, or even a screenshot of your statement. Guppy automatically extracts every transaction with AI, no manual entry needed. Works with any bank or card worldwide. Identify trends, spot recurring charges, and understand where your money really goes.

Multi-Bank and Multi-Currency Support View all your bank accounts and cards in one place. Switch easily between accounts to see spending per card or account. Supports multiple currencies with automatic conversion.

Smart Spending Insights Instantly see your total income, expenses, and savings. View spending by category such as food, transport, or subscriptions. Explore a monthly heatmap to find high-spend days and patterns. Get AI-powered summaries showing where you spend most and how to save more.

AI Categorization and Learning Each transaction is automatically categorized using AI. Edit any category once and Guppy learns your preferences for future uploads. It recognizes merchants, amounts, and FX details accurately, even from complex multi-page statements.

Budget Planning and Control Create monthly or weekly budget goals. Get alerts when you are nearing spending limits. Visualize your progress and adjust your habits in real time.

Subscription Tracking Automatically detect recurring payments like Netflix, Spotify, or gym memberships. Track renewals, cancellations, and total monthly costs so you always know what is being charged.

Finance Dashboard A clean, modern dashboard gives you a complete overview of your financial life. View charts, analytics, and summaries across banks, cards, and currencies, all in one place.

Export and Reporting Export your data anytime as CSV or PDF for tax reports, business use, or personal records. Perfect for freelancers and small businesses managing multiple accounts.

Notifications and Insights Receive AI tips to reduce unnecessary spending and stay within your budget. Get alerts about unusual transactions or category spikes before they become a problem.

Privacy First Your data stays private, no bank linking required. Guppy processes your uploaded statements securely and locally. You remain in full control of your financial data at all times.

Perfect For Students tracking daily expenses, professionals managing multiple cards or currencies, freelancers who need fast reports, and anyone who wants to save smarter without linking their bank accounts.

How It Works

Upload your statement (PDF, CSV, XLSX, or screenshot).

Guppy’s AI reads and categorizes every transaction automatically.

Instantly see your spending dashboard, budget progress, and insights.

Edit once and Guppy remembers for next time.

Private. Smart. Fast. Guppy never asks for your bank login. You are in control, just upload, analyze, and plan better. It is the safest and smartest way to track your money and discover your spending habits.

Summary Expense Tracker, Budget Planner, Money Manager, Receipt Scanner, Subscription Tracker, Finance Dashboard, Automated Categorization, Multi-Bank Support, PDF Import, Spending Heat-map.

One app. One upload. Clear insights. Guppy - Discover Your Spending Habits.

Terms of Use (EULA): https://petechnologies.co.uk/guppy/terms-of-use