Guilt Free Spending AI Tracker

Know how much you can spend on whatever you want till your next payday. Track expenses in seconds, let AI sort spending into buckets, and stay on track - no bank links.

Stop budgeting. Start living.

See exactly how much you can spend on whatever you want guilt-free till you next payday.

Guilt Free Spending is a privacy-first spending tracker that replaces stressful spreadsheets and restrictive budgets with one clear number: your guilt-free amount. Log purchases in seconds, watch your buckets update, and feel confident spending on the things you love.

WHY YOU’LL LOVE IT • One “guilt-free left” number that updates every time you log an expense • Pay-cycle awareness (weekly, biweekly, semimonthly, monthly) with “days until payday” • Track in seconds: snap a receipt, upload a screenshot, or type it in • AI categorization into the right bucket (internet required for AI features) • Smart buckets for Fixed Costs, Savings, Investments, Emergency Fund, and Guilt-Free Spending • Gentle nudges: streaks, progress rings, and an overspend warning • Multi-currency support • Export your data anytime (CSV/JSON)

PRIVACY BY DESIGN No bank connections. Your budget data is stored locally on your device, and you can export it whenever you want. We do not store your data.

SUBSCRIPTION & TRIAL Guilt Free Spending is free to download. It require an auto-renewing subscription with an optional free trial. The subscription automatically renews unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your App Store account settings.

Privacy Policy: https://guiltfreespending.org/privacy Terms of Use: https://guiltfreespending.org/terms-of-use Support: support@aipergrowth.com