Finlingo: Personal Finance AI

Finlingo is your AI money agent — built to help you understand your money, find what’s costing you, and take action to get money back.

Ask questions, catch changes, review money opportunities, and get help with tasks like canceling subscriptions, lowering bills, disputing charges, requesting refunds, and following up.

No spreadsheets. No rigid budgeting rules. No manual tracking.

Just an AI money agent that watches your finances, explains what changed, and helps you do something about it.

Your money, watched for you

Finlingo monitors your accounts and surfaces what needs attention, including:

• Subscriptions still charging
• Bills that increased
• Hidden fees
• Duplicate or unusual charges
• Refund opportunities
• Spending changes
• Money leaks worth reviewing

Talk to your money

Ask Finlingo things like:

• Why did my spending jump this week?
• What subscriptions am I still paying for?
• What needs my attention today?
• Why did this bill go up?
• Can I get this charge refunded?
• Help me dispute this transaction.

Finlingo explains what happened, shows the context, and helps you understand what to do next.

From insight to action

Most finance apps show you what happened. Finlingo helps you take the next step.

Finlingo can help you:

• Cancel subscriptions
• Lower bills
• Dispute charges
• Request refunds
• Ask for fee reversals
• Follow up on money issues
• Find places to save or get money back

You stay in control. Nothing is sent, canceled, disputed, or requested without your approval.

Not another budgeting app

Finlingo does not force you to categorize every expense, build strict budgets, or stare at dashboards.

It helps you see what changed, find what is costing you, talk to your money through AI chat and voice, and stay ahead without managing everything manually.

Secure and in your control

Finlingo connects securely through Plaid with read-only access. It can analyze your account activity, but it cannot move money, transfer funds, make payments, or control your accounts.

You approve every action before anything happens.

Subscription Required: Finlingo is free to download, but requires an active subscription available via in-app purchase to access its AI money agent features, account analysis, proactive monitoring, chat, voice, insights, and money action tools.

EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Use: https://finlingo.ai/terms Privacy Policy: https://finlingo.ai/privacy GDPR: https://finlingo.ai/gdpr-compliance

Important note: Finlingo provides informational tools and AI-assisted money insights. Finlingo does not provide financial, investment, tax, or legal advice. Finlingo cannot guarantee refunds, bill reductions, dispute outcomes, or subscription cancellations. Finlingo does not move money, make payments, transfer funds, or take financial action without user approval.