Fin: AI Money Coach & Budget

Stop juggling spreadsheets. Fin connects your accounts, builds a budget in seconds, and answers any money question — for you or your whole household.

Meet Fin — the AI money coach that turns budgeting from a chore into a 60-second conversation.

Just chat. Fin connects to your bank, sorts every transaction, builds a real budget around your life, and answers questions like "how much did I spend on food this month?" in plain language.

WHY FIN • Personal: Fin learns your income, your bills, and the way you actually spend. • Effortless: set up a full budget in under a minute, no spreadsheets. • Honest: see exactly where your money goes, with zero guilt-tripping. • Private: your financial data stays yours.

INCLUDED FOR FREE • Create your account and complete onboarding • Connect your bank securely during onboarding • Build a starter budget and see income, expenses, and what's left at a glance • Track spending by category with a clean monthly ring • Review every transaction across every account in one feed • Get a clear monthly snapshot of where your money is going

REQUIRES FIN PREMIUM (PAID SUBSCRIPTION) The following features are only available with an active Fin Premium subscription: • Chat with the Fin AI assistant (e.g. "Find my biggest expenses this week", "Did I overspend on groceries?", "Build me a monthly budget") • Connect additional bank accounts after onboarding • Invite people to a shared budget • Export your transactions

SUBSCRIPTION DETAILS • Fin Premium: $14.99 per month, auto-renewing • Optional: Fin Premium Annual: $89.99 per year, auto-renewing, or quarterly for $29.99. • Payment is charged to your Apple ID at confirmation of purchase. • Subscription automatically renews unless turned off at least 24 hours before the end of the current period. The renewal price will be charged within 24 hours prior to the end of the period. • Manage or cancel anytime in your Apple ID account settings; no refund is provided for the unused portion of a period. • A free trial, if offered, is forfeited when you upgrade to a paid plan.

PRIVACY & TERMS • Privacy Policy: https://www.kontiva.com/privacy-policy • Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

BUILT FOR REAL LIFE Fin doesn't bury you in charts. It tells you the one or two things that matter today, in language a friend would use. Use it for two minutes a day and stay in control of your money for the rest of the month.

PRIVACY FIRST Your data is encrypted in transit and at rest. We never sell your information.