creditcase: Mutual Fund Loans

Get loan against MFs & stocks at 10.25% p.a. without breaking your investments!

creditcase, offers a simple and secure way to get a loan against your mutual fund and stock investments. Whether you’re looking for a flexible line of credit, a lower-cost secured loan, or just quick cash, creditcase helps you access funds instantly while your portfolio continues to grow.

WHY CREDITCASE?

• Fast disbursal – get loans on MFs in as little as 2 hours
• Pay just interest on what you borrow – starting at 10.25% p.a.
• Stay invested – no need to sell your MFs or shares to access cash
• Save capital gains tax - avoid paying any tax on exiting your investments
• Flexible credit line – borrow, repay, and borrow again anytime
• No foreclosure charges – close your loan early without penalties
• Check safely – checking your credit limit doesn’t affect your credit score
• Trusted lending – loans are provided by RBI-regulated NBFC and Bank partners
• Fully digital & secure – 100% paperless with best in class encryption

LOAN AGAINST MUTUAL FUNDS Turn your mutual funds into a source of instant liquidity without redeeming them. With creditcase, your mutual fund units remain invested and continue to earn returns, while you unlock a loan against them.

• Borrow against equity mutual funds (up to 50% of fund value) or debt funds (up to 80% of fund value).
• Loan tenure up to 36 months.
• Get cash within 2 working hours
• Continue investing in SIPs while your pledged funds remain secure.

LOAN AGAINST STOCKS Your shares are valuable — you don’t need to sell them for cash flow. With creditcase, you can pledge your listed stocks or ETFs to access a secured loan while keeping ownership intact.

• Borrow up to ₹5 crore against approved stocks & ETFs.
• Loan-to-value up to 50% of eligible securities.
• Get cash within 24 hours
• Keep enjoying dividends, bonuses, and rights issues on pledged shares.

Tenure: 36 months Maximum Annual Percentage Rate (APR): 13%

RBI Registered Lending Partners :

• Bajaj Finance Ltd

Example: Interest Rate: 10.4% p.a. Tenure: 36 months Cash to be credited: ₹48,821 Processing Fee: ₹999 GST: ₹180

Total Loan Amount: ₹50,000 EMI: ₹433 Total Repayment Amount: ₹65,600 APR:11.33%

GET STARTED IN 4 SIMPLE STEPS:

1. Calculate your credit limit with PAN & investment details.
2. Confirm details digitally – no paperwork.
3. Link your bank account.
4. Pledge eligible MFs or stocks securely. Funds are credited directly to your bank account once approved.

DISCLAIMER: Loans are subject to eligibility and lender approval. All loans are facilitated via Essential Investment Managers Pvt Ltd through its DLAs - digital lending apps (smallcase.com), registered with the partner lenders.

Registered Address: #51, 3rd Floor, Le Parc Richmonde, Richmond Road, Shanthala Nagar, Richmond Town, Bangalore - 560025