DhanLAP

Loan against Mutual Funds | All AMCs supported

Loan against Shares| Upto 500 Shares Eligible

Our NBFC Partners : South Indian Bank (SIB), Shriram Credit Company Limited (SCCL), Shriram Finance Limited (SFL), IFIN Securities Finance Limited (ISFL), IFIN Securities Finance Limited (ISFL), Shriram Credit Company Limited (SCCL), Bajaj Finance Limited

DhanLAP’s Loans help you borrow money for expenses during financial emergencies, for funding your education, for going on a vacation, or for other expenses such as a wedding in the family. You can avail yourself of loans at minimum interest rates for amounts starting from ₹25,000 and for tenures ranging between six months and 2 years.

DhanLAP Loan Process

1. KYC Verification.
2. Select your Mutual Funds/Shares to lien mark.
3. Check your instalments.
4. E-sign your Loan Agreement.
5. Amount disbursed to your bank account.

Loan Terms

• Loan amount: Up to ₹15 crore (subject to mutual fund value and eligibility)
• Tenure: Upto 6-12 Months (varies by lender)
• APR: As low as 10-13% p.a. (varies by lender and profile)
• Pledge process: 100% digital, secure, and hassle-free
• No pre-payment/part payment charges or penalties.
• Overdraft Facility - Pay only the interest for the money you withdraw.

Sample Loan Calculation (Illustration) -Principal Amount => ₹1,00,000 -Tenure => 12 Months -APR => 10% -Instalment Amount: -Balloon => Pay only Interest = ₹833.33. (The principal amount needs to be repaid at the end of the loan tenure) -EMI => Principal + Interest = ₹8791.59.

Assume you are taking a loan of ₹1,00,000 for a tenure of 12 months, , you will only pay₹833.33/Month for 12 months and repays the principal amount of ₹1,00,000 at the end of the 12th-month tenure

If you opt for a loan with our EMI payment option, for ₹1,00,000 with a tenure of 12 months, you will pay a monthly EMI of ₹8791.59/Month for 12 months.

DhanLAP powered by Ark Neo Financial Services Pvt Ltd is a Loan against securities platform. Founded by a team with over 100-man years of experience in building digital financial investment and loan solutions, we understand the common difficulties faced by investors when it comes to utilising their investments in case of an emergency.

We have made the entire process simple and hassle-free so that you can get the amount deposited in your account within 15 minutes safely.

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