Chip In - Couples Finances

Connect your partner and control exactly what you share to each other. Accounts, Transactions, Bills, Subscriptions. And connect your banks with PLAID, for free!

On average we save $25-120 per month with our existing customers! The ONLY app to offer PLAID financial syncing with your institutions for FREE! We believe in our app so much that we offer all of our features except financial intelligence for free.

SECURITY

Chip In is built with security and privacy at the core. We use trusted providers for bank connectivity (PLAID) and authentication (GOOGLE), encrypted HTTPS/TLS connections, and protected cloud infrastructure to help safeguard your financial information. Your bank login credentials are never stored directly by Chip In, and you stay in control of what transactions and details are shared.

• Trusted bank connectivity
• Secure authentication
• Encrypted data in transit
• Protected cloud infrastructure
• User-controlled sharing
• Bank credentials are never stored directly by the app

FEATURES

We integrate with PLAID for all your financial data which means your data is extremely secure. Also, free 2 years of financial synchronization per account!

Chip In Intelligence - You now have the power to ask in natural language and retrieve advanced reasoning with full conversation context with multi-modal tables and charts. There is nothing you can't ask, including questions about income, expenses, subscriptions, balances, manual transactions, how to save money, outliers, health and wellness related, and more! Export to PDF, Image, or CSV (excel).

Partner Artificial Intelligence - New AI features just mention your partner, spouse, their name, whatever, and Chip In intelligence is smart enough to know you want to include both you and your partners finances in the reasoning and context. Ask about splits or sharing, we got you! Ask about comparisons of you vs. your partner, we got you!

Recurring Transactions - 100% synced daily, providing insight into your current and upcoming spending. We sync your individual transactions, subscriptions, and income. No lagging sync, our data is updated almost hourly.

Forecasting - We breakdown your upcoming bills, income, and more. By day, week, and month. We show you your next major expenses, your next incoming paydays, and your spending habits, broken down by category and frequency. No other couple's financial app is even close to this comprehensive. We use advanced algorithms to predict your payday amounts, for example. We don't just assume it's a repeating amount.

Automatic Daily Sync – Every purchase from your linked bank or card accounts lands in the app each day, courtesy of secure Plaid integration.

One‑Tap Splits & Category Insights – Divide any transaction 50/50 or by custom amounts, then see exactly where shared money goes with effortless category breakdowns.

Instant Partner Connect – Invite your partner in seconds and start sharing only the accounts or transactions you choose. Share account balances, transactions, and subscriptions or bills.

Reversible Payments – Settle up instantly through peer-to-peer payment apps Venmo, Cash App, or other types, such as cash/check payments. Change your mind? Reverse the payment record before money moves.

Snap‑and‑Save Receipts – Photograph a paper receipt, and our document‑AI builds the transaction for you—perfect for cash transactions.

Bank‑Grade Security – Zero credential storage, one‑time‑password sign‑up, encrypted cloud architecture, and the latest secure protocols keep your data locked down.

Real-Time Alerts – Get notified the moment a sync stalls, an institution requires re-authentication, or any issue arises.

Fair & Flexible Pricing for AI – We use Open AI GPT 5.4 models, which are leading edge and expensive. We believe in leading the AI race for financial apps. Cancel anytime—no phone calls, no chatbots, no hassle.

You may manage and cancel your subscriptions at any time within the app or within your Apple subscription area, if you decide to use our AI paid features.

Terms of Use (EULA): https://coupleschipping.in/mobiletermsofservice

Support: support@chipin.mobi