Spendsafe: Money App for Kids

Spendsafe is a smart, safe, and easy money app designed to help families manage kids’ money, build strong habits, and teach real financial literacy for kids. Built for parents and kids, Spendsafe combines a digital wallet, allowance app, budget planner, and powerful money tracker into one complete family finance app.

Teach your children financial independence and financial literacy while staying in control. Parents can manage spending, track activity, and guide kids through real-life money management, all in one place.

A smarter way to manage kids’ money Spendsafe helps families move beyond cash and build better money habits together. Kids get a secure kids money app to spend, save, and learn, while parents stay informed and in control.

• Kids money app designed for real learning and financial literacy
• Family digital wallet for safe digital spending
• Easy mobile pay experience for kids
• Safe prepaid card supported by Mastercard® network

Allowance & chores made simple Help kids learn the value of money through real-world experience and turn everyday tasks into earning opportunities. Spendsafe makes allowance management simple and motivating.

• Set up allowance tracker and chore payments
• Assign tasks and complete chores allowance
• Earn money for goals, rewards, and saving goals
• Built-in task tracker for kids

Budget planner & money tracker Saving up for that new gadget? Kids can set savings goals and track their progress, learning the importance of financial planning.

• Budget planner and budget tracker
• Expense tracker for daily spending
• Money tracker to monitor habits Kids learn how to manage money, plan ahead, and build confidence with finances.

Financial education for real life Spendsafe supports financial literacy for kids through hands-on experience.

• Learn money management step by step
• Build smart spending habits
• Start early with guided financial education From first allowance to independent spending, Spendsafe grows with your child.

Made for Kids. Trusted by Parents Spendsafe is designed with safety, trust, and parental control at its core.

• Parent visibility into all transactions
• Control spending and lock features instantly
• Risk-free environment for learning Parents act as guardians while kids learn and explore money management safely.

How It Works Kids spend. Parents stay in the loop. Parents load money onto the Spendsafe card, and kids can use it at any store in Canada that accepts Mastercard®.

Safe by design. Lock the card instantly if it’s lost or stolen, and review all transactions with your child to teach smart money habits.

Separate logins for kids and parents. Kids get their own app view focused on saving, spending, and earning money. Parents get a clear dashboard to manage money and support their child’s growth.

Works for families. Add up to three active child cards under one parent account. No interest charges or overdrafts - just safe, simple spending. Enjoy your first year completely free.

Made for modern families Whether you’re managing allowance, teaching budgeting, or helping your child start their financial journey, Spendsafe makes it simple.

• Family finance app for kids, teens, and youth
• Easy setup and intuitive experience
• Build financial education, money management, and budgeting skills
• Works for allowance management, prepaid cards, and daily spending

Start your child’s financial journey today with Spendsafe. Build confidence, encourage independence, and create lifelong money habits - all in one safe and smart money app for kids.

Spendsafe is a financial technology platform. Payment services are provided through regulated partners. Parental involvement required. Available in Canada (excluding Quebec). The Spendsafe Mastercard® Reloadable Prepaid Card is issued by Peoples Trust Company under licence from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.