Sprout Saver: Kids Allowance

Teach kids 6–16 the money skills school skips — saving, patience, goal-setting — while you track every allowance, chore, and dollar you owe. Free for 2 kids.

Tired of tracking your kids' allowance in your head? Tired of digital IOUs because you never carry cash? Worried that handing an 8-year-old a debit card teaches swiping, not saving?

Meet Sprout Saver — the virtual family money app that teaches kids ages 6–16 how to earn, save, spend, and give. The money is virtual, but the habits are real — built for the years when habits form and your guidance still matters most.

NO REAL MONEY, NO RISK

Other family money apps hand kids a real debit card. Sprout Saver is different. Kids practice every money decision with virtual currency, so mistakes teach lessons instead of costing dollars — and the built-in curriculum does the teaching for you. By the time your child is ready for a real card, they already know how to use it.

THE HABIT LOOP THAT BUILDS REAL SKILLS

• Earn — Allowance, chores & bonuses give money a source, not just a handout • Sort — Split into Save, Spend & Give jars so every dollar has a purpose • Commit — Savings goals & the Vault protect priorities from impulse • Request — Spending goes through parent approval, not open-loop access • Learn — 300+ bite-size lessons, games & scenarios built into the money flow • Reflect — Streaks, Saver Stars & progress make growth visible and discussable

WHY PARENTS CHOOSE SPROUT SAVER

• You stay in control — approve every withdrawal, payout, and goal from one PIN-protected dashboard and Smart Inbox • Automated allowances — funds release only when chores are verified complete • Lesson bounties — assign financial-literacy modules with money rewards attached • Per-child setup — allowance schedules, reward rates, and chore values • One account, multiple kids; co-parent invites for shared oversight • Weekly & monthly digest emails highlighting teachable moments • No ads. No targeted marketing to children. COPPA-compliant data handling.

WHY KIDS STAY ENGAGED

• Visual Save / Spend / Give jars and animated progress bars make money feel real • The Vault: lock money away to earn Saver Stars and practice patience • Missions, 30+ badges, Saver Stars & 800+ avatar cosmetics — all earned, never bought • 4 standalone financial game worlds for deeper, age-appropriate learning • A 3D customizable avatar that grows with their progress

DESIGNED AROUND REAL RESEARCH

Built around Cambridge University research showing money habits form by age 7, the Stanford Marshmallow Test on delayed gratification, and youth financial-capability principles from the CFPB and OECD. The Vault applies this directly — kids who lock money away earn Saver Stars and watch patience pay off in real time.

PRICING

Free forever: up to 2 kids and 1 parent — allowance tracking, chores, savings goals, monthly savings rewards, 300+ lessons and games, Saver Stars, the Vault, and avatar customization.

Sprout Saver Pro: 14-day free trial, then $4.99/month or $47.90/year (save 20%). Pro adds unlimited kids and parents, automated allowance rules, lesson assignments with money rewards, custom savings reward tiers, a full family insights dashboard, PDF progress reports, digest emails, CSV export, and priority support.

Teach the habits first. Hand over the card later.

Sprout Saver Pro is an auto-renewable subscription. Payment is charged to your Apple ID at confirmation of purchase. It automatically renews unless canceled at least 24 hours before the end of the period. Manage or cancel anytime in Settings > Apple ID > Subscriptions.

Privacy Policy: https://sproutsaver.com/privacy Terms of Use: https://sproutsaver.com/terms