Erstatto - PKV & Beihilfe

Every year, German civil servants and privately insured patients lose money: once the Beihilfe filing deadline passes, the reimbursement is gone for good — after just one year, depending on your employer. Erstatto makes sure that never happens to you.

Sound familiar? The orthopedist's invoice has been sitting in a shoebox for months. Was it already submitted to your private insurer? To Beihilfe? Even paid? If every bill has to go to two places, you lose track fast — and lose money.

Erstatto brings order. In seconds, not hours.

THE DEADLINE GUARD (NEW) Erstatto warns you before the filing deadline expires — configurable to 1, 2 or 3 years to match your employer's rules. The dashboard shows at a glance which receipts are getting urgent.

RECEIPT IN, CHAOS OUT • Scan invoices with your camera — amount, date and sender are recognized automatically • Import PDFs straight from Mail or Safari via the share menu • Everything in one place instead of shoebox, inbox and desk drawer

TWO OFFICES, ONE OVERVIEW For every receipt you instantly see: paid? Submitted to PKV? To Beihilfe? Reimbursed? Never submit twice — or forget entirely.

NO MORE LATE FEES (NEW) Payment due dates per receipt with overdue highlighting. Optionally, Erstatto reminds you by push notification before an invoice is due (Premium).

SUBMITTED IN SECONDS (NEW) Share receipts as PDF directly to your Beihilfe app, insurer app or by mail — no printer, no detours.

KNOW WHAT COMES BACK • Expected reimbursement calculated automatically — with your individual Beihilfe rate, even per receipt or for family members • NEW: record extra PKV reimbursement when Beihilfe reduces its share • Statistics and out-of-pocket costs at a glance • Threshold tracking: is submitting worth it, or does it endanger your premium refund?

YOUR HEALTH DATA STAYS YOURS 100% local on your iPhone. No cloud, no servers, no account, no tracking. Your data only leaves the device when you share or export it yourself.

BUY ONCE, NO SUBSCRIPTION Erstatto is free for up to 10 receipts — try everything at your own pace. Premium is a fair one-time purchase, not a subscription: • Unlimited receipts • Push reminders before due dates and deadlines • CSV/PDF export for your tax return • Local backup & restore • Receipts for children/dependents with their own Beihilfe rate • Custom categories and specialists • Threshold tracking for your premium refund • Personal support

WHO IS ERSTATTO FOR? For German civil servants with Beihilfe entitlement, privately insured patients and self-employed PKV members — for everyone who pays medical bills upfront and wants their money back, in full and on time.

Every day in the shoebox brings your receipts closer to the deadline. Download Erstatto now for free — and get your money back before it expires.