onbalance: cash flow tracker

Finance tracking that doesn’t track you.

onbalance is a free finance tracker and cash flow planning app specifically designed for solopreneurs and small business owners who value privacy, simplicity, and freedom.

— Privacy by Design We took this seriously — applied best practices from password managers and crypto wallets. End-to-end encryption. No tracking. No external integrations or data sharing. Absolutely no one (including our team) can access your information without your key. Imagine a password manager's level of security and confidentiality, but tailored specifically for your financial operations.

— Offline-First & Mobile-Native Always accessible, always reliable — your data is available wherever you are, even without an internet connection. Built for on-the-go mobile use, ensuring seamless speed and usability.

— Flexible Financial Management Whether you drive multiple ventures, handle various projects, work with different currencies (including crypto), onbalance adapts effortlessly. Want simplicity and speed? You can skip details entirely and just log transaction sums without mandatory inputs.

— Insightful Cash Flow Planning Visualize your future balances, spot potential gaps early, and make confident decisions—without the accounting jargon or clutter.

Built especially for small business owners and solopreneurs like: — Freelancers & content creators — Real estate agents & event planners — Artisans & marketplace sellers — Repair & construction teams

Join our Discord community to participate in development, bring your ideas of an ideal finance management app for small ventures, or simply chat with the community about entrepreneurship and finance management topics: https://discord.com/invite/fbwf5MYJap